Dividend comparison
VT vs QQQM: Which Is Better?
Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Vanguard Total World Stock ETF and Invesco NASDAQ 100 ETF, side by side. Updated October 21, 2026.
- Fees. VT is cheaper at 0.06% a year versus 0.15% for QQQM. On $10,000 that is $9 a year less in fees.
- Income. VT pays more income, yielding 1.53% over the last twelve months versus 0.45% for QQQM. That is about $108 more a year on $10,000. VT pays annual, QQQM pays quarterly.
- Performance. Over the last 5 years, QQQM returned 97.0% versus 60.7% for VT, with dividends reinvested. $10,000 would have grown to $19,699 in QQQM and $16,069 in VT.
- Risk. QQQM has been the bumpier ride. Its worst peak-to-trough decline over the last 5 years was -35.0%, against -26.4% for VT.
- Diversification. VT holds 9,773 positions and QQQM holds 103. The ten largest positions make up 22.3% of VT and 47.2% of QQQM.
- Overlap. At least 28% of the two portfolios overlap by weight, across 32 shared holdings.
- Dividend growth. QQQM grew its yearly payout 17.8% a year over the last 4 years, versus 7.1% for VT.
Bottom line: VT fits better if you care most about lower fees, more income today, smaller drawdowns and broader diversification. QQQM fits better if you care most about stronger 5-year returns and faster dividend growth.
| Metric | VT Vanguard Total World Stock ETF | QQQM Invesco NASDAQ 100 ETF |
|---|---|---|
| Dividend yield (TTM) | 1.53% | 0.45% |
| Dividend / share (TTM) | $2.41 | $1.32 |
| Payout frequency | Annual | Quarterly |
| Last dividend | $0.4084 on Sep 22, 2026 | $0.3127 on Sep 25, 2026 |
| Ex-dividend date | Sep 18, 2026 | Sep 21, 2026 |
| Dividend growth (CAGR) | 7.1% over 4 yrs | 17.8% over 4 yrs |
| Price | $157.80 | $295.59 |
| Beta | 0.93 | 1.23 |
| Max drawdown (5Y) | -26.4% | -35.0% |
| Market cap | $101.30B | $78.87B |
| Exchange | AMEX | NASDAQ |
| Expense ratio | 0.06% | 0.15% |
| Assets under management | $101.20B | $108.58B |
| Number of holdings | 9773 | 103 |
| Top 10 concentration | 22.3% | 47.2% |
VT
$12.75/mo
$153 /yr at 1.53% yield
QQQM
$3.71/mo
$45 /yr at 0.45% yield
| Year | VT | QQQM |
|---|---|---|
| 2025 | $2.5732 | $1.2592 |
| 2024 | $2.2939 | $1.2755 |
| 2023 | $2.1419 | $1.0965 |
| 2022 | $1.8957 | $0.9145 |
| 2021 | $1.9550 | $0.6549 |
Current income is low and outside your control, so these need pairing with something else if the portfolio has to produce cash today.
What VT vs QQQM actually do
It tracks the FTSE Global All Cap Index at market-cap weights, so US companies make up the majority of the fund simply because they are the majority of world market value, with the remainder spread across developed international and emerging markets. Weights shift as those markets grow or shrink relative to each other, so the allocation decision is made by the market rather than by you. Holding non-US companies brings currency exposure and foreign withholding tax, and the headline yield is usually a little higher than a US-only fund because many international companies pay out more of their earnings.
Suits an investor who wants a single, permanently self-rebalancing global equity holding and no home-country judgment call. Not for someone who wants to control their US weighting deliberately, and not an income fund.
Core holding, global
Launched in 2020 as an open-end fund, it holds identical constituents at identical weights to its older sibling and charges a lower expense ratio. The gap in fee is small in any one year but compounds across a long holding period, which is the entire reason the fund exists. What it gives up is trading depth: spreads are wider and the options market on it is thin next to QQQ's.
Suits a long-term holder accumulating Nasdaq-100 exposure inside a retirement or taxable account. Not the right choice for active traders or anyone writing options against the position.
Growth-tilted core, concentrated
| Period | VT | QQQM |
|---|---|---|
| 1 month | -0.47% | -0.34% |
| 3 months | 1.95% | 3.24% |
| Year to date | 11.87% | 16.87% |
| 1 year | 13.16% | 17.41% |
| 3 years | 80.78% | 105.29% |
| 5 years | 60.69% | 96.99% |
- VT
- QQQM
Both series indexed to 100 on 2021-10-20 using the adjusted closing price series. Past performance does not guarantee future results.
- VT
- QQQM
| Largest shared holdings | VT weight | QQQM weight |
|---|---|---|
| NVDANVIDIA Corp | 4.52% | 8.17% |
| AAPLApple Inc | 4.08% | 7.82% |
| MSFTMicrosoft Corp | 3.23% | 6.19% |
| AMZNAmazon.com Inc | 2.05% | 4.42% |
| GOOGLAlphabet Inc | 1.72% | 3.15% |
| AVGOBroadcom Inc | 1.39% | 2.49% |
| METAMeta Platforms Inc | 1.35% | 3.28% |
| GOOGAlphabet Inc | 1.35% | 2.94% |
| MUMicron Technology Inc | 1.02% | 4.41% |
| TSLATesla Inc | 0.88% | 3.02% |
VT9773 holdings total
Quick verdict
VT fits better if you care most about lower fees, more income today, smaller drawdowns and broader diversification. QQQM fits better if you care most about stronger 5-year returns and faster dividend growth. Model the holding inside your real portfolio before deciding.
Frequently asked questions
Is VT or QQQM better for dividend income?
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Which is cheaper, VT or QQQM?
Which has performed better, VT or QQQM?
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How much do VT and QQQM overlap?
How often do VT and QQQM pay dividends?
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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.