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Dividend tracker comparison, prices checked 2026-11-09
Dividend Wealth vs Simply Safe Dividends: pricing, forecasting and features compared
Simply Safe Dividends is the most expensive product on this list and the most research-heavy: you pay $468 a year mainly for its Dividend Safety Scores, analyst coverage, model portfolios and newsletter, with a capable tracker attached. Dividend Wealth is a tracker first, at $99.99 a year or $1,500 for life, with deeper payment-by-payment forecasting, brokerage linking, a free plan and free research pages, and a lighter research layer (scores and ratings rather than written analysis).
| Dividend Wealth | Simply Safe Dividends | |
|---|---|---|
| What it is | A dividend tracker built around forecasting: every future payment is projected with a date, an amount and a confidence tier, portfolios can be linked to a brokerage or reconciled by hand, and the research pages are free to read. | A research service first and a tracker second: Dividend Safety Scores, analyst write-ups, model portfolios and a newsletter, with portfolio tracking built around them, for $468 a year. |
| Company | Dividend Wealth | Simply Safe Dividends |
| Platforms | Web (responsive); no native mobile app yet | Web |
| Paid plans | Standard $9.99/mo or $99.99/yr; Premium $19.99/mo or $199.99/yr; Lifetime $1,500 once | Annual membership $468/yr |
| Free plan | 1 portfolio, 10 holdings, 25 transactions; no brokerage linking. | No free plan; 14-day trial instead. |
| Free trial | 14 days of Standard, no card required. | 14 days, no card required. |
| Scale (self-reported) | 2,700+ users, 4,000+ portfolios and $340M+ of assets tracked (as stated on dividend-wealth.com) | Not stated on the pages we read |
| Trustpilot | Score unavailable | Score unavailable |
| Product | Plan | Monthly | Yearly | What you get |
|---|---|---|---|---|
| Dividend Wealth | Free | $0 | $0 | 1 portfolio, 10 holdings, 25 transactions, no brokerage linking |
| Dividend Wealth | Standard | $9.99/mo | $99.99/yr | 6 portfolios (1 brokerage-linked + 5 manual), unlimited holdings and transactions, forecasting and safety scores |
| Dividend Wealth | Premium | $19.99/mo | $199.99/yr | Unlimited portfolios and unlimited linked brokerage accounts |
| Dividend Wealth | Lifetime | $1,500 once | n/a | Premium forever, one payment (or 3 payments of $500); all future Premium features included |
| Simply Safe Dividends | Annual membership | Not offered | $468/yr | $39 a month billed annually; the only plan. Unlimited portfolios, Dividend Safety Scores, alerts, income calendar and forecast, screeners, analyst research, newsletter and model portfolios |
Simply Safe Dividends sells one annual plan and states that it does not offer discounts or monthly billing.
Dividend forecasting: how far ahead, and how sure
Every tracker here lists upcoming payouts. The difference is whether it projects each future payment on its own date, how far ahead it goes, whether it says how confident it is, and whether the method is published. This is the feature Dividend Wealth was built around.
Dividend WealthEach future payment is projected individually with a date, an amount, a growth assumption and a High, Medium or Low confidence tier, out to 10 years in the what-if projections. Built from each holding's own payment history, with the method published.
Two numbers answer two questions: Forward Income is today's run-rate; Forecasted Dividends model timing and growth payment by payment. Read the forecasting method.
Simply Safe DividendsIncome calendar and forecast of expected dividends; horizon and confidence rating not stated.
Tracking without linking a brokerage
Plenty of investors will not hand a third party read access to their brokerage, or hold accounts no aggregator supports. For them the question is how exactly a hand-kept portfolio can match the statement.
Dividend WealthUnlimited on paid plans (25 on Free). Enter the ticker, date and shares; the price auto-fills from the actual close on that date, and stock splits are applied automatically so statements reconcile.
Import a full transaction history or current holdings from CSV; export the same Symbol, Type, Date, Shares, Price, Fee format and re-import it.
Manual portfolios, holdings and history stay accessible at every tier, including Free. See adding transactions and importing holdings.
Simply Safe DividendsManual portfolios, unlimited.
CSV: Not verified.
Brokerage sync: Not stated on the pricing page.
| Feature | Dividend Wealth | Simply Safe Dividends |
|---|---|---|
| Income | ||
| Dividend forecasting | Yes — Each future payment is projected individually with a date, an amount, a growth assumption and a High, Medium or Low confidence tier, out to 10 years in the what-if projections. Built from each holding's own payment history, with the method published. | Partly — Income calendar and forecast of expected dividends; horizon and confidence rating not stated. |
| Dividend calendar | Yes — Market-wide calendar with presets (Aristocrats, Kings, monthly payers, REITs) plus a per-portfolio calendar of ex-dates and pay dates. | Yes — Income calendar. |
| Dividend safety or quality score | Yes — Resilience Score for dividend durability and an A+ to F Overall Rating built from six published subscores. | Yes — Dividend Safety Scores, the core of the service, with a published track record on dividend cuts. |
| DRIP modelling | Yes — DRIP toggle in Goals & What-If projections; DRIP backtests in the compare tool. | Not verified — Not verified. |
| Income goal tracking | Yes — Income goals with year-to-date progress and milestone alerts. | Not verified — Not verified. |
| Tracking | ||
| Brokerage sync | Yes — Plaid and SnapTrade (Schwab, Vanguard, Fidelity, Robinhood, Interactive Brokers and more). One linked account on Standard, unlimited on Premium. Imports holdings and about two years of transactions. | Not verified — Not stated on the pricing page. |
| Manual transactions | Yes — Unlimited on paid plans (25 on Free). Enter the ticker, date and shares; the price auto-fills from the actual close on that date, and stock splits are applied automatically so statements reconcile. | Yes — Manual portfolios, unlimited. |
| CSV import and export | Yes — Import a full transaction history or current holdings from CSV; export the same Symbol, Type, Date, Shares, Price, Fee format and re-import it. | Not verified — Not verified. |
| Portfolios on paid plans | Yes — 6 on Standard (1 linked + 5 manual); unlimited on Premium and Lifetime. | Yes — Unlimited. |
| Free plan limits | Partly — 1 portfolio, 10 holdings, 25 transactions; no brokerage linking. | No — No free plan; 14-day trial instead. |
| Research | ||
| Dividend screener | Yes — Dividend stock screener with 21 filters: 17 numeric ranges (yield, payout ratio, increase streak, consistency, 1-, 5- and 10-year dividend growth, P/E, PEG, P/B, upside to target, return on equity, net margin, revenue growth, net debt to EBITDA, beta, market cap) plus sector, stock or ETF, payment frequency and a minimum A+ to F grade; seven one-click strategy presets. | Yes — Stock and closed-end fund screeners. |
| Curated stock and ETF lists | Yes — 37 curated lists, free to read with live data: Dividend Aristocrats, Kings and Champions, monthly and weekly payers, covered-call, YieldMax and bitcoin-income ETFs, highest yield, undervalued, oversold, top rated and more. | Partly — Model portfolios and idea lists for members; nothing free to read. |
| Stock and ETF research pages | Yes — Free research pages for thousands of US-listed stocks and ETFs: dividend history, yield, forecast and FAQ. | Yes — Analyst research, idea lists, model portfolios, 10-year financial charts and S&P credit ratings, behind the paywall. |
| Side-by-side ticker comparison | Yes — Interactive DRIP comparison for up to 15 tickers, plus 1,200+ published pair pages (fees, yield, returns, overlap). | Not verified — Not verified. |
| Community and public portfolios | Yes — Public portfolios and a portfolio contest. | No — None found. |
| Platform | ||
| Mobile app | No — No native app yet. The web app works on phones. | Not verified — Not verified. |
| Public API | No — Not yet; a public API is on the roadmap. | No — None found. |
| MCP server for AI assistants | No — Not yet. An MCP server, so AI assistants such as ChatGPT and Claude can read your portfolio and forecasts, is in progress. | No — None found. |
| Markets and currencies | Yes — 26 exchanges across the US, Canada and Europe. Holdings stay in their trading currency; portfolios, income and transactions are shown in your choice of 10 display currencies (USD, CAD, EUR, GBP, AUD, CHF, JPY, SEK, DKK, NOK) at daily FX rates. | Partly — US-focused. |
| Billing | ||
| Lifetime plan | Yes — $1,500 once, or 3 payments of $500. | No — No lifetime plan. |
| Free trial | Yes — 14 days of Standard, no card required. | Yes — 14 days, no card required. |
| Refunds | Partly — Cancel anytime; cancellation stops renewals but the current period is not refunded. | Yes — 60-day money-back guarantee for first-time subscribers. |
Where Simply Safe Dividends is stronger- Written analyst research, model portfolios and a newsletter; Dividend Wealth publishes scores, ratings and data rather than analyst write-ups.
- Dividend Safety Scores with a long public track record on cuts.
- A 60-day money-back guarantee.
- S&P credit ratings and 10-year financial charts inside the tracker.
Where Dividend Wealth is stronger- Price: $99.99 a year for Standard against $468, and a lifetime licence that costs less than four years of Simply Safe Dividends.
- Forecasts each payment with a date, amount and confidence tier out to 10 years.
- Brokerage linking through Plaid and SnapTrade on every paid plan.
- A free plan and free research pages, compare tool, lists and lessons.
- Transaction-level manual reconciliation and CSV round-trips.
Which should you pick?
Pick Simply Safe Dividends if: You want someone else's written research and model portfolios and will pay for it; the tracker is secondary.
Pick Dividend Wealth if: You want a forecasting-first tracker with brokerage linking at a fraction of the price, and you do your own stock research with scores, data and comparisons.
- Dividend Wealth Standard
- Dividend Wealth Lifetime
- Simply Safe Dividends Annual membership
Frequently asked questions
Is Dividend Wealth cheaper than Simply Safe Dividends?
On the entry paid plan Dividend Wealth is cheaper: Dividend Wealth Standard ($99.99 a year) against Simply Safe Dividends Annual membership ($468 a year), a difference of $368.01 a year. Dividend Wealth also sells a lifetime licence for $1,500, which costs less than Simply Safe Dividends Annual membership after 4 years. Simply Safe Dividends has no lifetime plan. Prices checked 2026-11-09.
Which has better dividend forecasting, Dividend Wealth or Simply Safe Dividends?
Dividend Wealth. Each future payment is projected individually with a date, an amount, a growth assumption and a High, Medium or Low confidence tier, out to 10 years in the what-if projections. Built from each holding's own payment history, with the method published. Simply Safe Dividends: Income calendar and forecast of expected dividends; horizon and confidence rating not stated.
Can I use Simply Safe Dividends or Dividend Wealth without linking a brokerage?
Both. Dividend Wealth: Unlimited on paid plans (25 on Free). Enter the ticker, date and shares; the price auto-fills from the actual close on that date, and stock splits are applied automatically so statements reconcile. Simply Safe Dividends: Manual portfolios, unlimited.
Does Simply Safe Dividends have a mobile app? Does Dividend Wealth?
Simply Safe Dividends: Not verified. Dividend Wealth: No native app yet. The web app works on phones.
Is Simply Safe Dividends worth $468 a year compared with Dividend Wealth?
It depends on what you are buying. Simply Safe Dividends charges for research: Dividend Safety Scores, analyst write-ups, model portfolios and a newsletter. Dividend Wealth charges for tracking and forecasting: $99.99 a year for Standard, $199.99 for Premium or $1,500 once for life, with scores and ratings included but no analyst write-ups. If you want the research, Simply Safe Dividends is the only one of the two that sells it.
We make Dividend Wealth. Prices and limits were read from the pages below; self-reported user counts are quoted from each vendor and labelled. Anything we could not confirm is marked "Not verified". Spotted an error? Email support@dividend-wealth.com.
- Simply Safe Dividends pricing (checked 2026-11-09)
- Simply Safe Dividends home page (checked 2026-11-09)
- Dividend Wealth pricing (checked 2026-11-09)
- Forecasted Dividends methodology (checked 2026-11-09)
- Brokerage linking guide (checked 2026-11-09)
- Adding transactions guide (checked 2026-11-09)
- Ticker coverage: 26 exchanges (checked 2026-11-09)
- Changelog, 25 Oct 2026: display currencies (checked 2026-11-09)
Product names and logos belong to their owners and are shown to identify each tracker.