Adding Your First Portfolio
Walk through the Create Portfolio Wizard — name your account, set goals, add holdings, and land on a live dashboard.
Where to start
From Home or Portfolios, click Create Portfolio or Create New Portfolio. This opens the wizard at /create-new-portfolio. Your progress is saved as a draft in your browser if you leave mid-way.
The Four Steps
Name your portfolio
Enter a portfolio name (required) — e.g., "Roth IRA", "Taxable Brokerage", or "Retirement Income". Add optional notes. Default currency is USD. Click Save & Continue, or Skip to move on without saving yet.
Set your dividend goals (optional)
Define an annual dividend income goal, portfolio size target, and time horizon. Choose your primary goal (live off dividends, boost returns, or preserve capital), style preference (income, dividend growth, ETF only, or total return), and risk comfort (low, moderate, high). All of this is optional — click Skip if you want to add holdings first.
Add your holdings
Choose how to populate the portfolio: All Transactions (recommended for accurate cost basis), Current Holdings (quick manual entry), or Portfolio Link (Fastest) to connect via Plaid or SnapTrade on paid plans / active trial. For manual modes you can paste from a spreadsheet, upload a CSV, or type rows. Portfolio Link skips Review and opens the linked portfolio when the connection succeeds.
Review and finalize
For All Transactions or Current Holdings, confirm your portfolio name, goals, and holdings, then click Finish to submit, rebuild positions, and open your portfolio dashboard. Portfolio Link users land on the linked portfolio immediately after connecting.
Portfolio Limits by Plan
How many portfolios you can create depends on your membership tier:
- Free ($0): 1 manual portfolio (up to 10 holdings / 25 transactions). No brokerage linking. Hitting the limit shows a lock message with an Upgrade link.
- Active free trial: Standard limits while the trial is active — including 1 brokerage-linked account.
- Standard ($9.99/mo or $99.99/yr): Up to 6 portfolios (1 brokerage-linked + 5 manual). Unlimited holdings and transactions.
- Premium ($19.99/mo or $199/yr) / Lifetime ($1,500): Unlimited portfolios and linked brokerage accounts.
After a trial lapses to Free, you keep viewing existing data, but new brokerage links are blocked and Free caps apply. See Pricing or the Brokerage Linking guide.
What Happens After Creation
Redirect to your portfolio
When you click Finish, the system submits your transactions, rebuilds your positions (applying stock splits automatically), and redirects you to /portfolios/[id].
Dashboard tabs light up
Your portfolio page includes Overview, Holdings, Diversification, Income, Calendar, Goals & What-If, Performance, and Alerts tabs. Forward income, yield on cost, and dividend projections populate once holdings are in.
Add more later
Use Add Transaction on the portfolio page to enter additional buys and sells anytime. You can also import holdings in bulk — see the Importing Holdings guide.
Related Guides
Still have questions? Visit the Help Center or email us at customerservice@dividend-wealth.com