Portfolio Analytics
Your portfolio dashboard turns holdings and transactions into actionable metrics — market value, income yield, unrealized gains, diversification, and progress toward your goals.
Start on the Overview tab
Every portfolio opens to Overview — a single screen with your top KPIs, income charts, portfolio breakdown, and a condensed holdings table. Other tabs drill deeper into holdings detail, diversification, income, performance, and more.
Step-by-Step
1. Read the KPI row
At the top of Overview you'll see five key numbers: Portfolio Value (current market value), P&L (unrealized gain/loss in dollars and percent), FWD 12-mo Income, Yield (FWD), and Yield on Cost. Hover the income metrics for a quick definition, or read the full methodology linked below.
2. Understand yield on cost vs. forward yield
Yield on Cost (YOC) measures your personal dividend yield based on what you originally paid — it rises when companies raise dividends and you've held for years. Forward Yield is portfolio income at today's dividend rate divided by current market value — useful for comparing to market yield today, independent of your entry price.
How Forward Income and Forward Yield are calculated →3. Track goal progress and income charts
The Goal Progress bar compares YTD realized income against your income target, with an estimated marker for the full year. The adjacent Expected Annual Income card shows monthly/daily actuals vs estimates and next-30-day expected payouts. Set or adjust your goal on the Goals & What-If tab.
4. Explore the portfolio breakdown chart
Below the income section, the Portfolio donut chart shows how your money is allocated. Toggle between Market Value and Income, and group by individual holdings, sector, or industry. Use this to spot concentration — too much income from one ticker or sector is a risk signal.
5. Drill into Performance and Diversification
The Performance tab charts total return vs a benchmark (e.g. SPY) with metrics like Sharpe ratio, max drawdown, and alpha. The Diversification tab breaks down sector and industry exposure. Together they answer whether your portfolio is growing and whether it's balanced beyond dividend yield alone.
6. Review your Resilience Score
Each holding carries a resilience grade (A, B, or C) measuring dividend durability — payout ratio, years without a cut, and earnings stability. Your portfolio-level score is an income-weighted average. A low grade on a high-income holding deserves attention before a cut happens.
Full Resilience Score methodology →Metrics at a Glance
Portfolio Value
Sum of current market value across all holdings.
P&L
Unrealized gain or loss vs your cost basis.
FWD 12-mo Income
Indicated annual dividend at today's rate × your shares.
Yield on Cost
Annual dividend per share ÷ your average cost per share.
Resilience Score
Income-weighted dividend durability grade for the portfolio.
Related Guides
Still have questions? Visit the Help Center or email us at customerservice@dividend-wealth.com