Dividend comparison
ITOT vs SPTM: Which Is Better?
Fees, yield, total returns, drawdowns, holdings overlap and dividend history for iShares Core S&P Total U.S. Stock Market ETF and State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF, side by side. Updated October 21, 2026.
ITOT vs SPTM: key differences
The short answer, from the latest data on this page.
- Fees. Both charge about 0.03% a year, so cost is not what separates them.
- Income. Their trailing yields are almost the same: 1.01% for ITOT and 1.06% for SPTM. Both pay quarterly.
- Performance. Over the last 5 years, SPTM returned 78.2% versus 72.3% for ITOT, with dividends reinvested. $10,000 would have grown to $17,820 in SPTM and $17,227 in ITOT.
- Risk. Their worst declines over the last 5 years were similar: -25.4% for ITOT and -24.1% for SPTM from peak to trough.
- Diversification. ITOT holds 2,444 positions and SPTM holds 1,510. The ten largest positions make up 34.5% of ITOT and 35.8% of SPTM.
- Overlap. At least 67% of the two portfolios overlap by weight, across 96 shared holdings.
- Dividend growth. ITOT grew its yearly payout 6.8% a year over the last 4 years, versus 6.4% for SPTM.
- Size. ITOT is the larger fund with $96.4 billion in assets, against $14.1 billion for SPTM.
Bottom line: ITOT fits better if you care most about broader diversification. SPTM fits better if you care most about stronger 5-year returns.
Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
| Metric | ITOT iShares Core S&P Total U.S. Stock Market ETF | SPTM State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF |
|---|---|---|
| Dividend yield (TTM) | 1.01% | 1.06% |
| Dividend / share (TTM) | $1.69 | $0.98 |
| Payout frequency | Quarterly | Quarterly |
| Last dividend | $0.4527 on Sep 18, 2026 | $0.2502 on Sep 23, 2026 |
| Ex-dividend date | Sep 15, 2026 | Sep 21, 2026 |
| Dividend growth (CAGR) | 6.8% over 4 yrs | 6.4% over 4 yrs |
| Price | $167.41 | $92.93 |
| Dividend growth streak | 5 years | 16 years |
| Beta | 1.02 | 1.01 |
| Max drawdown (5Y) | -25.4% | -24.1% |
| Market cap | $95.98B | $14.03B |
| Exchange | AMEX | AMEX |
| Expense ratio | 0.03% | 0.03% |
| Assets under management | $96.36B | $14.09B |
| Number of holdings | 2444 | 1510 |
| Top 10 concentration | 34.5% | 35.8% |
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.
ITOT
$8.39/mo
$101 /yr at 1.01% yield
SPTM
$8.80/mo
$106 /yr at 1.06% yield
Dividend history
Total dividends paid per share in each calendar year. ITOT pays quarterly; SPTM pays quarterly.
| Year | ITOT | SPTM |
|---|---|---|
| 2025 | $1.6444 | $0.9340 |
| 2024 | $1.5777 | $0.9156 |
| 2023 | $1.5503 | $0.8394 |
| 2022 | $1.4081 | $0.7972 |
| 2021 | $1.2662 | $0.7290 |
Strategy: Broad index
Low-cost funds that hold an entire market or index at market-cap weights and make no attempt to select securities. Return is the index return less a small fee, and dividends are a by-product of what the underlying companies choose to pay rather than an objective of the strategy. Differences between funds tracking the same index usually come down to fee, wrapper structure, share price and trading liquidity, not to holdings.
Current income is low and outside your control, so these need pairing with something else if the portfolio has to produce cash today.
Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Oct 20, 2021 would now be worth $17,227 in ITOT and $17,820 in SPTM.
| Period | ITOT | SPTM |
|---|---|---|
| 1 month | 0.64% | 0.89% |
| 3 months | 3.18% | 3.38% |
| Year to date | 13.44% | 13.61% |
| 1 year | 15.22% | 15.71% |
| 3 years | 87.45% | 86.64% |
| 5 years | 72.27% | 78.20% |
- ITOT
- SPTM
Both series indexed to 100 on 2021-10-20 using the adjusted closing price series. Past performance does not guarantee future results.
Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
- ITOT
- SPTM
ITOT vs SPTM holdings overlap
At least 67% overlap by weight, with 96 holdings in common. Overlap adds up the smaller of the two weights for every stock both funds own, so 100% would mean identical portfolios.
| Largest shared holdings | ITOT weight | SPTM weight |
|---|---|---|
| NVDANVIDIA | 7.08% | 7.34% |
| AAPLAPPLE | 6.74% | 6.99% |
| MSFTMICROSOFT | 5.34% | 5.53% |
| AMZNAMAZON.COM INC | 3.47% | 3.60% |
| GOOGLALPHABET CLASS A | 2.72% | 2.82% |
| GOOGALPHABET CLASS C | 2.18% | 2.26% |
| AVGOBROADCOM INC | 2.14% | 2.22% |
| METAMETA PLATFORMS CLASS A | 2.10% | 2.17% |
| TSLATESLA INC | 1.40% | 1.45% |
| MUMICRON TECHNOLOGY | 1.38% | 1.43% |
Top 10 holdings
Largest positions by portfolio weight.
ITOT2444 holdings total
Quick verdict
ITOT fits better if you care most about broader diversification. SPTM fits better if you care most about stronger 5-year returns. Model the holding inside your real portfolio before deciding.
Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how ITOT vs SPTM fits with the rest of your holdings. Free to start — no credit card required for the trial.
Frequently asked questions
Is ITOT or SPTM better for dividend income?
It depends on your goals. ITOT currently yields 1.01% Trailing Twelve Months (TTM) while SPTM yields 1.06%. Higher yield means more current income per dollar invested, but may come with different risk, growth, or NAV characteristics. Compare total return and payout sustainability — not just the headline yield.
What is the difference between ITOT and SPTM?
iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an ETF listed on AMEX. State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an ETF listed on AMEX. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, ITOT or SPTM?
They cost about the same: ITOT charges 0.03% a year and SPTM charges 0.03%.
Which has performed better, ITOT or SPTM?
Over the last 5 years, SPTM has the higher total return with dividends reinvested: ITOT returned 72.3% and SPTM returned 78.2%. Past performance does not predict future returns.
Which is riskier, ITOT or SPTM?
Measured by the worst peak-to-trough decline over the last five years, ITOT has been riskier: ITOT fell as much as 25.4% and SPTM as much as 24.1%. Their betas are 1.02 and 1.01.
How much do ITOT and SPTM overlap?
At least 67% of the two portfolios overlap by weight, across 96 shared holdings. The largest shared positions are NVDA, AAPL, MSFT. Holding both still adds meaningful diversification.
How often do ITOT and SPTM pay dividends?
Both pay quarterly. The most recent payments were $0.4527 for ITOT and $0.2502 for SPTM.
How much income does $10,000 in ITOT vs SPTM generate?
At current TTM yields, $10,000 in ITOT would generate roughly $8.39 per month ($101 annually). The same amount in SPTM would produce about $8.80 per month ($106 annually). Actual payouts vary with distribution changes and reinvestment.
Can I hold both ITOT and SPTM?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare ITOT vs SPTM with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how ITOT and SPTM fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.
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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.