Dividend comparison
FSKAX vs VTSAX: Which Is Better?
Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Fidelity Total Market Index Fund and Vanguard Total Stock Market Index Fund Admiral Shares, side by side. Updated October 21, 2026.
FSKAX vs VTSAX: key differences
The short answer, from the latest data on this page.
- Income. VTSAX pays more income, yielding 1.04% over the last twelve months versus 0.92% for FSKAX. That is about $12 more a year on $10,000. FSKAX pays semi-annual, VTSAX pays quarterly.
- Performance. Over the last 5 years, FSKAX returned 71.1% versus 70.6% for VTSAX, with dividends reinvested. $10,000 would have grown to $17,110 in FSKAX and $17,064 in VTSAX.
- Risk. Their worst declines over the last 5 years were similar: -25.4% for FSKAX and -25.4% for VTSAX from peak to trough.
- Diversification. FSKAX holds 100 positions and VTSAX holds 100. The ten largest positions make up 33.6% of FSKAX and 34.6% of VTSAX.
- Overlap. At least 64% of the two portfolios overlap by weight, across 92 shared holdings.
- Dividend growth. VTSAX grew its yearly payout 6.4% a year over the last 4 years, versus 5.4% for FSKAX.
Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
| Metric | FSKAX Fidelity Total Market Index Fund | VTSAX Vanguard Total Stock Market Index Fund Admiral Shares |
|---|---|---|
| Dividend yield (TTM) | 0.92% | 1.04% |
| Dividend / share (TTM) | $1.95 | $180.73 |
| Payout frequency | Semi-annual | Quarterly |
| Last dividend | $0.1640 on Apr 13, 2026 | $0.4605 on Sep 29, 2026 |
| Ex-dividend date | Apr 10, 2026 | Sep 28, 2026 |
| Dividend growth (CAGR) | 5.4% over 4 yrs | 6.4% over 4 yrs |
| Price | $211.69 | $183.51 |
| Payout ratio (TTM) | — | 23.1% |
| Dividend growth streak | — | 5 years |
| Beta | 1.03 | 1.02 |
| Max drawdown (5Y) | -25.4% | -25.4% |
| Market cap | $139.96B | $2.32T |
| Exchange | NASDAQ | NASDAQ |
| Number of holdings | 100 | 100 |
| Top 10 concentration | 33.6% | 34.6% |
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.
FSKAX
$7.68/mo
$92 /yr at 0.92% yield
VTSAX
$8.68/mo
$104 /yr at 1.04% yield
Dividend history
Total dividends paid per share in each calendar year. FSKAX pays semi-annual; VTSAX pays quarterly.
| Year | FSKAX | VTSAX |
|---|---|---|
| 2025 | $1.8940 | $1.8136 |
| 2024 | $1.9120 | $1.7760 |
| 2023 | $1.8590 | $1.6510 |
| 2022 | $1.7220 | $1.5400 |
| 2021 | $1.5340 | $1.4150 |
Strategy: Broad index
Low-cost funds that hold an entire market or index at market-cap weights and make no attempt to select securities. Return is the index return less a small fee, and dividends are a by-product of what the underlying companies choose to pay rather than an objective of the strategy. Differences between funds tracking the same index usually come down to fee, wrapper structure, share price and trading liquidity, not to holdings.
Current income is low and outside your control, so these need pairing with something else if the portfolio has to produce cash today.
Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Oct 20, 2021 would now be worth $17,110 in FSKAX and $17,064 in VTSAX.
| Period | FSKAX | VTSAX |
|---|---|---|
| 1 month | 0.57% | 0.35% |
| 3 months | 2.92% | 2.69% |
| Year to date | 13.30% | 12.44% |
| 1 year | 13.95% | 13.92% |
| 3 years | 86.10% | 85.72% |
| 5 years | 71.10% | 70.64% |
- FSKAX
- VTSAX
Both series indexed to 100 on 2021-10-20 using the adjusted closing price series. Past performance does not guarantee future results.
FSKAX vs VTSAX holdings overlap
At least 64% overlap by weight, with 92 holdings in common. Overlap adds up the smaller of the two weights for every stock both funds own, so 100% would mean identical portfolios.
| Largest shared holdings | FSKAX weight | VTSAX weight |
|---|---|---|
| NVDANVIDIA Corp | 7.18% | 7.13% |
| AAPLApple Inc | 6.25% | 6.63% |
| MSFTMicrosoft Corp | 5.06% | 5.19% |
| AMZNAmazon.com Inc | 3.41% | 3.30% |
| GOOGLAlphabet Inc Class A | 2.67% | 2.76% |
| AVGOBroadcom Inc | 2.35% | 2.28% |
| GOOGAlphabet Inc Class C | 2.13% | 2.18% |
| METAMeta Platforms Inc Class A | 1.69% | 2.18% |
| MUMicron Technology Inc | 1.45% | 1.64% |
| TSLATesla Inc | 1.39% | 1.36% |
Top 10 holdings
Largest positions by portfolio weight.
FSKAX100 holdings total
Quick verdict
VTSAX currently posts the higher TTM yield (1.04%). FSKAX yields 0.92%; VTSAX yields 1.04%. Choose based on whether you prioritize current cash flow, dividend growth, or total return — then model the holding inside your real portfolio.
Still deciding? Compare them in your portfolio
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Frequently asked questions
Is FSKAX or VTSAX better for dividend income?
It depends on your goals. FSKAX currently yields 0.92% Trailing Twelve Months (TTM) while VTSAX yields 1.04%. Higher yield means more current income per dollar invested, but may come with different risk, growth, or NAV characteristics. Compare total return and payout sustainability — not just the headline yield.
What is the difference between FSKAX and VTSAX?
Fidelity Total Market Index Fund (FSKAX) is an ETF listed on NASDAQ. Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) is an ETF listed on NASDAQ. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which has performed better, FSKAX or VTSAX?
Over the last 5 years, FSKAX has the higher total return with dividends reinvested: FSKAX returned 71.1% and VTSAX returned 70.6%. Past performance does not predict future returns.
Which is riskier, FSKAX or VTSAX?
Measured by the worst peak-to-trough decline over the last five years, FSKAX has been riskier: FSKAX fell as much as 25.4% and VTSAX as much as 25.4%. Their betas are 1.03 and 1.02.
How much do FSKAX and VTSAX overlap?
At least 64% of the two portfolios overlap by weight, across 92 shared holdings. The largest shared positions are NVDA, AAPL, MSFT. Holding both still adds meaningful diversification.
How often do FSKAX and VTSAX pay dividends?
FSKAX pays semi-annual and VTSAX pays quarterly.
How much income does $10,000 in FSKAX vs VTSAX generate?
At current TTM yields, $10,000 in FSKAX would generate roughly $7.68 per month ($92 annually). The same amount in VTSAX would produce about $8.68 per month ($104 annually). Actual payouts vary with distribution changes and reinvestment.
Can I hold both FSKAX and VTSAX?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare FSKAX vs VTSAX with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how FSKAX and VTSAX fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.
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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.