Dividend comparison

DIVO vs SCHD: Which Is Better for Income?

Side-by-side yield, projected income, and dividend fundamentals for Amplify CWP Enhanced Dividend Income ETF and Schwab U.S. Dividend Equity ETF. Updated July 26, 2026.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricDIVO
Amplify CWP Enhanced Dividend Income ETF
SCHD
Schwab U.S. Dividend Equity ETF
Dividend yield (TTM)
Dividend / share (TTM)
Price$46.67$33.29
Payout ratio (TTM)
Dividend growth streak3 years13 years
Beta0.560.58
Market cap$7.19B$96.24B
ExchangeAMEXAMEX
Expense ratio0.56%0.06%
Assets under management$7.49B$102.62B
Number of holdings33103
Top 10 concentration41.5%
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

DIVO

/mo

Yield data unavailable

SCHD

/mo

Yield data unavailable

Strategy: Options income
These funds own equities and sell call options against them, converting a share of future price appreciation into cash paid out now. How much upside is surrendered depends on the design: writing at the money on the whole portfolio pays the most and keeps the least, while writing on a partial slice or using purchased offsets keeps more of a rally. Distributions come mainly from option premium rather than from company dividends, so the headline yield is not comparable to a dividend fund's.

Payouts are variable rather than contractual, are often taxed as ordinary income, and a fund that pays out more than the strategy earns will see its net asset value drift down over time.

What DIVO vs SCHD actually do

An actively managed ETF holding a concentrated set of blue-chip dividend payers with calls written selectively on individual positions.

The manager runs a hand-picked book of roughly 20 to 30 large-cap dividend stocks rather than tracking an index. Instead of keeping every position covered, calls are written tactically on single names, typically when a holding has run up or its implied volatility is elevated. That preserves far more upside than a blanket index overwrite, but it makes option income lumpy and puts the outcome on manager judgment rather than a published rule.

Suits an investor who wants dividend income lifted by option premium without surrendering most of the appreciation. Less suitable for anyone who wants a fully rules-based product, the lowest fee, or the highest available distribution rate.

Moderate income with growth

An index ETF holding about 100 US dividend payers screened for balance-sheet strength and a long payment record.

It tracks the Dow Jones U.S. Dividend 100 Index, which first requires at least ten consecutive years of dividends, then ranks the survivors on a composite of cash flow to total debt, return on equity, dividend yield and five-year dividend growth. The top 100 are held at market-cap weights with a 4% cap per stock and 25% per sector, reconstituted annually and rebalanced quarterly. Those quality screens push the portfolio toward mature value sectors and largely out of high-growth technology, which is the single biggest reason its return diverges from the S&P 500 in either direction.

Suits an investor who wants a growing dividend stream plus share-price participation and can sit out technology-led rallies without changing course. Not a match for someone who needs the highest available current yield or wants full market exposure.

Core dividend holding

Performance
Trailing returns from the adjusted closing price series.
PeriodDIVOSCHD
1 month1.88%4.95%
3 months2.62%7.53%
Year to date4.88%23.34%
1 year10.49%26.48%
3 years41.77%47.89%
5 years57.78%57.55%
  • DIVO
  • SCHD
87125163202120222023202420252026158158

Both series indexed to 100 on 2021-07-24 using the adjusted closing price series. Past performance does not guarantee future results.

Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
  • DIVO
  • SCHD
0%6%12%17%23%Financial Services23.2%9.9%Technology17.4%12.7%Healthcare8.2%20.8%Consumer Defensive8.2%20.6%Industrials16.7%7.8%Energy7.2%14.1%Consumer Cyclical11.4%7.7%Communication Services1.0%6.2%Basic Materials4.5%Utilities2.2%0.1%Other0.0%0.0%
Top 10 holdings
Largest positions by portfolio weight. One of these funds runs a derivative strategy and reports no conventional constituents.

SCHD103 holdings total

NameWeight
ABTABBOTT LABORATORIES4.54%
MRKMERCK & CO INC4.47%
UNHUNITEDHEALTH GROUP INC4.41%
AMGNAMGEN INC4.31%
PGPROCTER & GAMBLE4.11%
HDHOME DEPOT INC4.07%
KOCOCA-COLA4.05%
CVXCHEVRON CORP4.02%
COPCONOCOPHILLIPS3.79%
PEPPEPSICO INC3.72%

Quick verdict

Compare the metrics above, then add both tickers to a Dividend Wealth portfolio to see combined income forecasts and diversification impact.

Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how DIVO vs SCHD fits with the rest of your holdings. Free to start — no credit card required for the trial.

Frequently asked questions

Is DIVO or SCHD better for dividend income?
Compare yield, payout sustainability, and how each fund or stock fits your income goals. Use Dividend Wealth to model both holdings inside a real portfolio forecast.
What is the difference between DIVO and SCHD?
Amplify CWP Enhanced Dividend Income ETF (DIVO) is an ETF listed on AMEX. Schwab U.S. Dividend Equity ETF (SCHD) is an ETF listed on AMEX. Side-by-side metrics on this page cover yield, price, payout ratio, dividend growth streak, beta, and market cap when available.
Can I hold both DIVO and SCHD?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare DIVO vs SCHD with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how DIVO and SCHD fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.