Dividend comparison

VYM vs RDVY: Which Is Better for Income?

Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Vanguard High Dividend Yield ETF and First Trust Rising Dividend Achievers ETF, side by side. Updated October 21, 2026.

VYM vs RDVY: key differences
The short answer, from the latest data on this page.
  • Fees. VYM is cheaper at 0.04% a year versus 0.47% for RDVY. On $10,000 that is $43 a year less in fees.
  • Income. VYM pays more income, yielding 2.28% over the last twelve months versus 0.85% for RDVY. That is about $143 more a year on $10,000. Both pay quarterly.
  • Performance. Over the last 5 years, RDVY returned 69.8% versus 67.0% for VYM, with dividends reinvested. $10,000 would have grown to $16,979 in RDVY and $16,701 in VYM.
  • Risk. RDVY has been the bumpier ride. Its worst peak-to-trough decline over the last 5 years was -25.3%, against -15.8% for VYM.
  • Diversification. VYM holds 589 positions and RDVY holds 72. The ten largest positions make up 26.2% of VYM and 22.2% of RDVY.
  • Overlap. At least 11% of the two portfolios overlap by weight, across 18 shared holdings. They mostly own different companies, so they can complement each other.
  • Dividend growth. RDVY grew its yearly payout 9.4% a year over the last 4 years, versus 3.1% for VYM.
  • Size. VYM is the larger fund with $95.8 billion in assets, against $25.4 billion for RDVY.

Bottom line: VYM fits better if you care most about lower fees, more income today, smaller drawdowns and broader diversification. RDVY fits better if you care most about stronger 5-year returns and faster dividend growth.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricVYM
Vanguard High Dividend Yield ETF
RDVY
First Trust Rising Dividend Achievers ETF
Dividend yield (TTM)2.28%0.85%
Dividend / share (TTM)$3.68$0.68
Payout frequencyQuarterlyQuarterly
Last dividend$0.8869 on Sep 22, 2026$0.1521 on Sep 30, 2026
Ex-dividend dateSep 18, 2026Sep 24, 2026
Dividend growth (CAGR)3.1% over 4 yrs9.4% over 4 yrs
Price$161.15$79.63
Dividend growth streak15 years—
Beta0.750.94
Max drawdown (5Y)-15.8%-25.3%
Market cap$95.79B$25.45B
ExchangeAMEXNASDAQ
Expense ratio0.04%0.47%
Assets under management$95.80B$25.45B
Number of holdings58972
Top 10 concentration26.2%22.2%
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

VYM

$19.01/mo

$228 /yr at 2.28% yield

RDVY

$7.12/mo

$85 /yr at 0.85% yield

Dividend history
Total dividends paid per share in each calendar year. VYM pays quarterly; RDVY pays quarterly.
YearVYMRDVY
2025$3.5008$0.7733
2024$3.4945$0.9722
2023$3.4780$1.0797
2022$3.2518$0.9700
2021$3.0961$0.5390
Strategy: Dividend equity
Rules-based equity funds that screen for companies paying sustainable or rising dividends, aiming at income plus long-term share-price participation. The screen is what defines the fund: yield-ranked indexes deliver more cash now, dividend-growth indexes deliberately exclude the highest payers in favor of durability. Both approaches produce a sector mix that looks nothing like the broad market, typically heavier in financials, healthcare, staples and industrials.

Expect stretches of underperformance versus the broad market whenever leadership comes from the high-growth, low-yield companies these screens exclude.

What VYM vs RDVY actually do

A broad index fund holding the higher-yielding side of the US dividend-paying market, several hundred companies deep.

It tracks the FTSE High Dividend Yield Index, which ranks US dividend payers by forecast yield, excludes REITs, and works down that ranking until roughly half the market value of the eligible universe is covered. Selection is on yield alone with no quality or growth screen, so the portfolio is wide and diversified but includes some payers a stricter screen would reject. Weighting is by market cap, meaning the biggest dividend-paying companies dominate.

Suits an investor who wants dependable above-market income with maximum breadth and minimum concentration risk. Less suitable if you specifically want dividend growth or a fundamental quality filter, since neither is part of the selection rule.

Core dividend holding

Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Oct 20, 2021 would now be worth $16,701 in VYM and $16,979 in RDVY.
PeriodVYMRDVY
1 month1.19%0.40%
3 months0.62%-0.46%
Year to date12.28%14.63%
1 year14.10%18.85%
3 years68.66%86.40%
5 years67.01%69.79%
  • VYM
  • RDVY
73129185202120222023202420252026167170

Both series indexed to 100 on 2021-10-20 using the adjusted closing price series. Past performance does not guarantee future results.

Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
  • VYM
  • RDVY
0%10%19%29%38%Financial Services20.9%38.0%Technology17.5%27.1%Industrials11.6%12.4%Healthcare14.1%3.9%Consumer Cyclical6.0%9.7%Energy10.2%1.8%Consumer Defensive8.2%2.4%Communication Services3.3%4.2%Utilities5.0%1.4%Basic Materials3.2%0.5%Other0.0%0.2%
VYM vs RDVY holdings overlap
At least 11% overlap by weight, with 18 holdings in common. Overlap adds up the smaller of the two weights for every stock both funds own, so 100% would mean identical portfolios.
Largest shared holdingsVYM weightRDVY weight
JPMJPMorgan Chase & Co3.75%2.01%
BACBank of America Corp1.50%1.78%
WFCWells Fargo & Co1.03%1.47%
QCOMQUALCOMM Inc0.82%0.53%
CSCOCisco Systems Inc1.80%0.50%
CBChubb Ltd0.49%2.11%
CCitigroup Inc0.91%0.48%
ACNAccenture PLC0.48%2.21%
ADPAutomatic Data Processing Inc0.44%2.26%
PGRProgressive Corp/The0.51%0.42%
Top 10 holdings
Largest positions by portfolio weight.

VYM589 holdings total

NameWeight
AVGOBroadcom Inc6.93%
JPMJPMorgan Chase & Co3.75%
XOMExxonMobil Holdings Corp2.84%
JNJJohnson & Johnson2.71%
ABBVAbbVie Inc1.96%
CSCOCisco Systems Inc1.80%
CVXChevron Corp1.61%
CATCaterpillar Inc1.56%
MRKMerck & Co Inc1.52%
BACBank of America Corp1.50%

RDVY72 holdings total

NameWeight
TRVThe Travelers Companies, Inc.2.35%
VVisa Inc. (Class A)2.26%
ADPAutomatic Data Processing, Inc.2.26%
MSFTMicrosoft Corporation2.23%
EXPEExpedia Group, Inc.2.23%
ACNAccenture plc2.21%
LRCXLam Research Corporation2.18%
ROSTRoss Stores, Inc.2.17%
METAMeta Platforms, Inc. (Class A)2.16%
AMATApplied Materials, Inc.2.14%

Quick verdict

VYM fits better if you care most about lower fees, more income today, smaller drawdowns and broader diversification. RDVY fits better if you care most about stronger 5-year returns and faster dividend growth. Model the holding inside your real portfolio before deciding.

Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how VYM vs RDVY fits with the rest of your holdings. Free to start — no credit card required for the trial.

Frequently asked questions

Is VYM or RDVY better for dividend income?
It depends on your goals. VYM currently yields 2.28% Trailing Twelve Months (TTM) while RDVY yields 0.85%. Higher yield means more current income per dollar invested, but may come with different risk, growth, or NAV characteristics. Compare total return and payout sustainability — not just the headline yield.
What is the difference between VYM and RDVY?
Vanguard High Dividend Yield ETF (VYM) is an ETF listed on AMEX. First Trust Rising Dividend Achievers ETF (RDVY) is an ETF listed on NASDAQ. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, VYM or RDVY?
VYM has the lower expense ratio. VYM charges 0.04% a year and RDVY charges 0.47%, a difference of $43 a year on a $10,000 investment.
Which has performed better, VYM or RDVY?
Over the last 5 years, RDVY has the higher total return with dividends reinvested: VYM returned 67.0% and RDVY returned 69.8%. Past performance does not predict future returns.
Which is riskier, VYM or RDVY?
Measured by the worst peak-to-trough decline over the last five years, RDVY has been riskier: VYM fell as much as 15.8% and RDVY as much as 25.3%. Their betas are 0.75 and 0.94.
How much do VYM and RDVY overlap?
At least 11% of the two portfolios overlap by weight, across 18 shared holdings. The largest shared positions are JPM, BAC, WFC. Holding both still adds meaningful diversification.
How often do VYM and RDVY pay dividends?
Both pay quarterly. The most recent payments were $0.8869 for VYM and $0.1521 for RDVY.
How much income does $10,000 in VYM vs RDVY generate?
At current TTM yields, $10,000 in VYM would generate roughly $19.01 per month ($228 annually). The same amount in RDVY would produce about $7.12 per month ($85 annually). Actual payouts vary with distribution changes and reinvestment.
Can I hold both VYM and RDVY?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare VYM vs RDVY with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how VYM and RDVY fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.