Dividend comparison

STRC vs STRF: Which Is Better for Income?

Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Strategy Inc and MicroStrategy Incorporated 10.00% Series A Perpetual Strife Preferred Stock, side by side. Updated October 21, 2026.

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STRC vs STRF: key differences
The short answer, from the latest data on this page.
  • Performance. Over the last 1 year, STRC returned 1.0% versus -6.6% for STRF, with dividends reinvested. $10,000 would have grown to $10,098 in STRC and $9,345 in STRF.
  • Risk. STRF has been the bumpier ride. Its worst peak-to-trough decline over the last 1 year was -31.8%, against -25.5% for STRC.

Bottom line: STRC has the edge on these figures, with stronger 1-year returns and smaller drawdowns. STRF does not lead on any of the measures compared here.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricSTRC
Strategy Inc
STRF
MicroStrategy Incorporated 10.00% Series A Perpetual Strife Preferred Stock
Payout frequencyMonthlyQuarterly
Last dividend$0.5000 on Oct 15, 2026$2.5000 on Sep 30, 2026
Ex-dividend dateOct 30, 2026Sep 15, 2026
Next payment$0.5000 on Oct 31, 2026—
Price$98.71$102.80
Beta3.543.54
Max drawdown (5Y)-25.5%-31.8%
Market cap$32.33B$30.78B
ExchangeNASDAQNASDAQ
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

STRC

—/mo

Yield data unavailable

STRF

—/mo

Yield data unavailable

Strategy: Alternative income
Income vehicles outside ordinary stocks and bonds: real estate investment trusts, preferred shares, business development companies that lend to private firms, and energy pipeline partnerships. Each is structured to pass most of its earnings through to shareholders, which is why yields are high. Their payouts depend on rents, loan books or pipeline volumes rather than on corporate dividend policy.

These income streams are sensitive to interest rates and credit conditions, and much of the income is taxed as ordinary income rather than qualified dividends.

Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Jul 25, 2025 would now be worth $11,530 in STRC and $9,513 in STRF.
PeriodSTRCSTRF
1 month0.20%-1.15%
3 months15.73%6.96%
Year to date-0.09%1.73%
1 year0.98%-6.55%
3 years——
5 years——
  • STRC
  • STRF
75971202025202611595

Both series indexed to 100 on 2025-07-25 using the adjusted closing price series. Past performance does not guarantee future results.

Quick verdict

STRC has the edge on these figures, with stronger 1-year returns and smaller drawdowns. STRF does not lead on any of the measures compared here. Model the holding inside your real portfolio before deciding.

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Frequently asked questions

Is STRC or STRF better for dividend income?
Compare yield, payout sustainability, and how each fund or stock fits your income goals. Use Dividend Wealth to model both holdings inside a real portfolio forecast.
What is the difference between STRC and STRF?
Strategy Inc (STRC) is a stock listed on NASDAQ. MicroStrategy Incorporated 10.00% Series A Perpetual Strife Preferred Stock (STRF) is a stock listed on NASDAQ. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which has performed better, STRC or STRF?
Over the last 1 year, STRC has the higher total return with dividends reinvested: STRC returned 1.0% and STRF returned -6.6%. Past performance does not predict future returns.
Which is riskier, STRC or STRF?
Measured by the worst peak-to-trough decline over the last five years, STRF has been riskier: STRC fell as much as 25.5% and STRF as much as 31.8%. Their betas are 3.54 and 3.54.
How often do STRC and STRF pay dividends?
STRC pays monthly and STRF pays quarterly.
Can I hold both STRC and STRF?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare STRC vs STRF with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how STRC and STRF fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.