Dividend comparison

SGOV vs WEEK: Which Is Better for Income?

Fees, yield, total returns, drawdowns, holdings overlap and dividend history for iShares 0-3 Month Treasury Bond ETF and Roundhill Investments - Weekly T-Bill ETF, side by side. Updated October 21, 2026.

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SGOV vs WEEK: key differences
The short answer, from the latest data on this page.
  • Fees. SGOV is cheaper at 0.09% a year versus 0.19% for WEEK. On $10,000 that is $10 a year less in fees.
  • Income. SGOV pays more income, yielding 3.64% over the last twelve months versus 3.53% for WEEK. That is about $11 more a year on $10,000. SGOV pays monthly, WEEK pays weekly.
  • Performance. Over the last 1 year, SGOV returned 0.7% versus 0.3% for WEEK, with dividends reinvested. $10,000 would have grown to $10,069 in SGOV and $10,027 in WEEK.
  • Risk. Their worst declines over the last 1 year were similar: -0.6% for SGOV and -0.4% for WEEK from peak to trough.
  • Diversification. SGOV holds 24 positions and WEEK holds 15.
  • Size. SGOV is the larger fund with $116.3 billion in assets, against $183 million for WEEK.

Bottom line: SGOV has the edge on these figures, with lower fees and broader diversification. WEEK does not lead on any of the measures compared here.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricSGOV
iShares 0-3 Month Treasury Bond ETF
WEEK
Roundhill Investments - Weekly T-Bill ETF
Dividend yield (TTM)3.64%3.53%
Dividend / share (TTM)$3.67$3.53
Payout frequencyMonthlyWeekly
Last dividend$0.3005 on Oct 6, 2026$0.0722 on Oct 21, 2026
Ex-dividend dateOct 1, 2026Oct 13, 2026
Dividend growth (CAGR)238.5% over 4 yrs—
Price$100.61$99.99
Beta0.000.00
Max drawdown (5Y)-0.6%-0.4%
Market cap$96.06B$185.0M
ExchangeNYSECBOE
Expense ratio0.09%0.19%
Assets under management$116.27B$183.0M
Number of holdings2415
Top 10 concentration—77.8%
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

SGOV

$30.36/mo

$364 /yr at 3.64% yield

WEEK

$29.45/mo

$353 /yr at 3.53% yield

Dividend history
Total dividends paid per share in each calendar year. SGOV pays monthly; WEEK pays weekly.
YearSGOVWEEK
2025$4.1157—
2024$5.1151—
2023$4.8826—
2022$1.4546—
2021$0.0313—
Strategy: Cash equivalent
Funds holding short-dated US government paper, where the objective is that the principal is there when you need it. Yield follows short-term interest rates with a short lag rather than being locked in, so income falls when the central bank cuts and rises when it hikes. Because the underlying holdings are nearly identical across providers, the expense ratio comes almost directly out of what you receive.

There is no growth here by design, and purchasing power erodes whenever the after-tax yield sits below inflation.

What SGOV vs WEEK actually do

SGOV
An iShares fund holding US Treasury bills maturing within three months, used as a parking place for cash.

It tracks an ICE index of 0 to 3 month Treasury securities, so the entire portfolio rolls over every quarter and its yield tracks short-term rates with a short lag rather than being locked in. Interest accrues into the share price through the month and is paid out monthly, which is why the price ratchets up and then drops back by the distribution amount instead of trending. Because the holdings are direct Treasury obligations, the income is generally exempt from state and local tax.

Suits an emergency fund, a savings goal with a near-term date, or the cash sleeve of a portfolio waiting to be deployed. It is not an investment in any growth sense, and it will lose purchasing power to inflation whenever short rates sit below it.

Capital preservation

Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Mar 6, 2025 would now be worth $10,337 in SGOV and $10,233 in WEEK.
PeriodSGOVWEEK
1 month0.02%-0.06%
3 months0.03%-0.04%
Year to date0.23%-0.08%
1 year0.69%0.27%
3 years10.76%—
5 years17.07%—
  • SGOV
  • WEEK
10010210420252026103102

Both series indexed to 100 on 2025-03-06 using the adjusted closing price series. Past performance does not guarantee future results.

Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
  • SGOV
  • WEEK
0%25%50%75%100%Cash & Others100.0%100.0%U.S. Treasury Debt99.5%Investment Company0.5%
Top 10 holdings
Largest positions by portfolio weight.

WEEK15 holdings total

NameWeight
912797UU9United States Treasury Bill 08/18/20267.83%
912797UV7United States Treasury Bill 08/25/20267.82%
912797VX2United States Treasury Bill 11/17/20267.81%
912797VB0United States Treasury Bill 09/08/20267.81%
912797VY0United States Treasury Bill 11/24/20267.80%
912797WE3United States Treasury Bill 12/08/20267.78%
912797UW5United States Treasury Bill 09/01/20267.74%
912797VN4United States Treasury Bill 10/27/20267.73%
912797VC8United States Treasury Bill 09/15/20267.73%
912797UR6United States Treasury Bill 07/28/20267.72%

Quick verdict

SGOV has the edge on these figures, with lower fees and broader diversification. WEEK does not lead on any of the measures compared here. Model the holding inside your real portfolio before deciding.

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Frequently asked questions

Is SGOV or WEEK better for dividend income?
It depends on your goals. SGOV currently yields 3.64% Trailing Twelve Months (TTM) while WEEK yields 3.53%. Higher yield means more current income per dollar invested, but may come with different risk, growth, or NAV characteristics. Compare total return and payout sustainability — not just the headline yield.
What is the difference between SGOV and WEEK?
iShares 0-3 Month Treasury Bond ETF (SGOV) is an ETF listed on NYSE. Roundhill Investments - Weekly T-Bill ETF (WEEK) is an ETF listed on CBOE. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, SGOV or WEEK?
SGOV has the lower expense ratio. SGOV charges 0.09% a year and WEEK charges 0.19%, a difference of $10 a year on a $10,000 investment.
Which has performed better, SGOV or WEEK?
Over the last 1 year, SGOV has the higher total return with dividends reinvested: SGOV returned 0.7% and WEEK returned 0.3%. Past performance does not predict future returns.
Which is riskier, SGOV or WEEK?
Measured by the worst peak-to-trough decline over the last five years, SGOV has been riskier: SGOV fell as much as 0.6% and WEEK as much as 0.4%. Their betas are 0.00 and 0.00.
How often do SGOV and WEEK pay dividends?
SGOV pays monthly and WEEK pays weekly.
How much income does $10,000 in SGOV vs WEEK generate?
At current TTM yields, $10,000 in SGOV would generate roughly $30.36 per month ($364 annually). The same amount in WEEK would produce about $29.45 per month ($353 annually). Actual payouts vary with distribution changes and reinvestment.
Can I hold both SGOV and WEEK?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare SGOV vs WEEK with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how SGOV and WEEK fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.