Dividend comparison
SCHY vs IDV: Which Is Better for Income?
Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Schwab International Dividend Equity ETF and iShares International Select Dividend ETF, side by side. Updated October 21, 2026.
SCHY vs IDV: key differences
The short answer, from the latest data on this page.
- Fees. SCHY is cheaper at 0.08% a year versus 0.50% for IDV. On $10,000 that is $42 a year less in fees.
- Income. IDV pays more income, yielding 5.69% over the last twelve months versus 3.57% for SCHY. That is about $212 more a year on $10,000. SCHY pays semi-annual, IDV pays quarterly.
- Performance. Over the last 5 years, IDV returned 72.5% versus 51.5% for SCHY, with dividends reinvested. $10,000 would have grown to $17,254 in IDV and $15,147 in SCHY.
- Risk. IDV has been the bumpier ride. Its worst peak-to-trough decline over the last 5 years was -29.2%, against -24.0% for SCHY.
- Diversification. SCHY holds 134 positions and IDV holds 100. The ten largest positions make up 40.5% of SCHY and 28.1% of IDV.
- Overlap. 15% of the two portfolios overlap by weight, across 10 shared holdings. They mostly own different companies, so they can complement each other.
- Dividend growth. SCHY grew its yearly payout 8.3% a year over the last 3 years, versus 2.0% for IDV.
- Size. IDV is the larger fund with $8.3 billion in assets, against $2.7 billion for SCHY.
Bottom line: SCHY fits better if you care most about lower fees, smaller drawdowns and faster dividend growth. IDV fits better if you care most about more income today and stronger 5-year returns.
Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
| Metric | SCHY Schwab International Dividend Equity ETF | IDV iShares International Select Dividend ETF |
|---|---|---|
| Dividend yield (TTM) | 3.57% | 5.69% |
| Dividend / share (TTM) | $1.17 | $2.42 |
| Payout frequency | Semi-annual | Quarterly |
| Last dividend | $0.3160 on Sep 28, 2026 | $0.5298 on Sep 18, 2026 |
| Ex-dividend date | Sep 23, 2026 | Sep 15, 2026 |
| Dividend growth (CAGR) | 8.3% over 3 yrs | 2.0% over 4 yrs |
| Price | $32.90 | $42.60 |
| Dividend growth streak | — | 1 year |
| Beta | 0.76 | 0.66 |
| Max drawdown (5Y) | -24.0% | -29.2% |
| Market cap | $1.84B | $8.32B |
| Exchange | AMEX | CBOE |
| Expense ratio | 0.08% | 0.50% |
| Assets under management | $2.65B | $8.32B |
| Number of holdings | 134 | 100 |
| Top 10 concentration | 40.5% | 28.1% |
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.
SCHY
$29.76/mo
$357 /yr at 3.57% yield
IDV
$47.42/mo
$569 /yr at 5.69% yield
Dividend history
Total dividends paid per share in each calendar year. SCHY pays semi-annual; IDV pays quarterly.
| Year | SCHY | IDV |
|---|---|---|
| 2025 | $1.0582 | $1.9492 |
| 2024 | $1.0720 | $1.7683 |
| 2023 | $0.9774 | $1.8222 |
| 2022 | $0.8327 | $1.9914 |
| 2021 | — | $1.8031 |
Strategy: Dividend equity
Rules-based equity funds that screen for companies paying sustainable or rising dividends, aiming at income plus long-term share-price participation. The screen is what defines the fund: yield-ranked indexes deliver more cash now, dividend-growth indexes deliberately exclude the highest payers in favor of durability. Both approaches produce a sector mix that looks nothing like the broad market, typically heavier in financials, healthcare, staples and industrials.
Expect stretches of underperformance versus the broad market whenever leadership comes from the high-growth, low-yield companies these screens exclude.
Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Oct 20, 2021 would now be worth $15,147 in SCHY and $17,254 in IDV.
| Period | SCHY | IDV |
|---|---|---|
| 1 month | 1.20% | -2.49% |
| 3 months | 1.11% | -0.95% |
| Year to date | 10.33% | 7.98% |
| 1 year | 15.76% | 15.23% |
| 3 years | 63.52% | 93.99% |
| 5 years | 51.47% | 72.54% |
- SCHY
- IDV
Both series indexed to 100 on 2021-10-20 using the adjusted closing price series. Past performance does not guarantee future results.
Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
- SCHY
- IDV
SCHY vs IDV holdings overlap
15% overlap by weight, with 10 holdings in common. Overlap adds up the smaller of the two weights for every stock both funds own, so 100% would mean identical portfolios.
| Largest shared holdings | SCHY weight | IDV weight |
|---|---|---|
| BATS.LBRITISH AMERICAN TOBACCO | 4.26% | 3.79% |
| ENI.MIENI | 4.26% | 3.14% |
| ENEL.MIENEL | 3.89% | 2.79% |
| NTGY.MCNATURGY ENERGY GROUP SA | 1.64% | 1.53% |
| ZURN.SWZURICH INSURANCE GROUP AG | 1.38% | 2.04% |
| IMB.LIMPERIAL BRANDS PLC | 1.36% | 1.60% |
| 2388.HKBOC HONG KONG HOLDINGS LTD | 0.28% | 0.99% |
| GWO.TOGREAT WEST LIFECO INC | 0.20% | 0.72% |
| ADM.LADMIRAL GROUP PLC | 0.16% | 0.92% |
| MAP.MCMAPFRE SA | 0.05% | 0.37% |
Top 10 holdings
Largest positions by portfolio weight.
SCHY134 holdings total
Quick verdict
SCHY fits better if you care most about lower fees, smaller drawdowns and faster dividend growth. IDV fits better if you care most about more income today and stronger 5-year returns. Model the holding inside your real portfolio before deciding.
Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how SCHY vs IDV fits with the rest of your holdings. Free to start — no credit card required for the trial.
Frequently asked questions
Is SCHY or IDV better for dividend income?
It depends on your goals. SCHY currently yields 3.57% Trailing Twelve Months (TTM) while IDV yields 5.69%. Higher yield means more current income per dollar invested, but may come with different risk, growth, or NAV characteristics. Compare total return and payout sustainability — not just the headline yield.
What is the difference between SCHY and IDV?
Schwab International Dividend Equity ETF (SCHY) is an ETF listed on AMEX. iShares International Select Dividend ETF (IDV) is an ETF listed on CBOE. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, SCHY or IDV?
SCHY has the lower expense ratio. SCHY charges 0.08% a year and IDV charges 0.50%, a difference of $42 a year on a $10,000 investment.
Which has performed better, SCHY or IDV?
Over the last 5 years, IDV has the higher total return with dividends reinvested: SCHY returned 51.5% and IDV returned 72.5%. Past performance does not predict future returns.
Which is riskier, SCHY or IDV?
Measured by the worst peak-to-trough decline over the last five years, IDV has been riskier: SCHY fell as much as 24.0% and IDV as much as 29.2%. Their betas are 0.76 and 0.66.
How much do SCHY and IDV overlap?
About 15% of the two portfolios overlap by weight, across 10 shared holdings. The largest shared positions are BATS.L, ENI.MI, ENEL.MI. Holding both still adds meaningful diversification.
How often do SCHY and IDV pay dividends?
SCHY pays semi-annual and IDV pays quarterly.
How much income does $10,000 in SCHY vs IDV generate?
At current TTM yields, $10,000 in SCHY would generate roughly $29.76 per month ($357 annually). The same amount in IDV would produce about $47.42 per month ($569 annually). Actual payouts vary with distribution changes and reinvestment.
Can I hold both SCHY and IDV?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare SCHY vs IDV with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how SCHY and IDV fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.
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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.