Dividend comparison

SCHB vs VXUS: Which Is Better?

Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Schwab U.S. Broad Market ETF and Vanguard Total International Stock ETF, side by side. Updated October 21, 2026.

SCHB vs VXUS: key differences
The short answer, from the latest data on this page.
  • Fees. SCHB is cheaper at 0.03% a year versus 0.05% for VXUS. On $10,000 that is $2 a year less in fees.
  • Income. VXUS pays more income, yielding 2.37% over the last twelve months versus 1.04% for SCHB. That is about $133 more a year on $10,000. Both pay quarterly.
  • Performance. Over the last 5 years, SCHB returned 72.5% versus 44.9% for VXUS, with dividends reinvested. $10,000 would have grown to $17,247 in SCHB and $14,485 in VXUS.
  • Risk. VXUS has been the bumpier ride. Its worst peak-to-trough decline over the last 5 years was -28.9%, against -25.4% for SCHB.
  • Diversification. VXUS holds 8,602 positions and SCHB holds 2,394. The ten largest positions make up 34.3% of SCHB and 13.4% of VXUS.
  • Dividend growth. SCHB grew its yearly payout 6.9% a year over the last 4 years, versus 5.1% for VXUS.
  • Size. VXUS is the larger fund with $649.3 billion in assets, against $44.6 billion for SCHB.

Bottom line: SCHB fits better if you care most about lower fees, stronger 5-year returns, smaller drawdowns and faster dividend growth. VXUS fits better if you care most about more income today and broader diversification.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricSCHB
Schwab U.S. Broad Market ETF
VXUS
Vanguard Total International Stock ETF
Dividend yield (TTM)1.04%2.37%
Dividend / share (TTM)$0.31$1.98
Payout frequencyQuarterlyQuarterly
Last dividend$0.0809 on Sep 28, 2026$0.1562 on Sep 22, 2026
Ex-dividend dateSep 23, 2026Sep 18, 2026
Dividend growth (CAGR)6.9% over 4 yrs5.1% over 4 yrs
Price$29.51$83.74
Dividend growth streak7 years1 year
Beta1.030.92
Max drawdown (5Y)-25.4%-28.9%
Market cap$44.45B$667.22B
ExchangeAMEXNASDAQ
Expense ratio0.03%0.05%
Assets under management$44.62B$649.30B
Number of holdings23948602
Top 10 concentration34.3%13.4%
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

SCHB

$8.68/mo

$104 /yr at 1.04% yield

VXUS

$19.75/mo

$237 /yr at 2.37% yield

Dividend history
Total dividends paid per share in each calendar year. SCHB pays quarterly; VXUS pays quarterly.
YearSCHBVXUS
2025$0.2916$2.3988
2024$0.2812$1.9842
2023$0.2579$1.8808
2022$0.2425$1.5990
2021$0.2230$1.9678
Strategy: Broad index
Low-cost funds that hold an entire market or index at market-cap weights and make no attempt to select securities. Return is the index return less a small fee, and dividends are a by-product of what the underlying companies choose to pay rather than an objective of the strategy. Differences between funds tracking the same index usually come down to fee, wrapper structure, share price and trading liquidity, not to holdings.

Current income is low and outside your control, so these need pairing with something else if the portfolio has to produce cash today.

Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Oct 20, 2021 would now be worth $17,247 in SCHB and $14,485 in VXUS.
PeriodSCHBVXUS
1 month0.61%-2.49%
3 months3.18%0.44%
Year to date13.41%11.00%
1 year15.18%11.76%
3 years87.37%72.73%
5 years72.47%44.85%
  • SCHB
  • VXUS
65124182202120222023202420252026172145

Both series indexed to 100 on 2021-10-20 using the adjusted closing price series. Past performance does not guarantee future results.

Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
  • SCHB
  • VXUS
0%10%19%29%38%Technology38.1%20.9%Financial Services11.6%22.2%Industrials8.8%14.3%Healthcare10.0%6.6%Consumer Cyclical8.7%7.1%Communication Services9.2%3.9%Basic Materials1.8%7.3%Consumer Defensive4.2%4.6%Energy3.5%4.5%Utilities1.9%2.8%Other2.1%5.9%
SCHB vs VXUS holdings overlap
At least 0% overlap by weight, with 0 holdings in common. Overlap adds up the smaller of the two weights for every stock both funds own, so 100% would mean identical portfolios.
Top 10 holdings
Largest positions by portfolio weight.

SCHB2394 holdings total

NameWeight
NVDANVIDIA7.03%
AAPLAPPLE6.80%
MSFTMICROSOFT5.33%
AMZNAMAZON COM INC3.33%
GOOGLALPHABET CLASS A2.71%
GOOGALPHABET CLASS C2.17%
METAMETA PLATFORMS CLASS A2.12%
AVGOBROADCOM INC2.12%
LLYELI LILLY1.36%
TSLATESLA INC1.36%

VXUS8602 holdings total

NameWeight
2330.TWTaiwan Semiconductor Manufacturing Co Ltd4.24%
005930.KSSamsung Electronics Co Ltd2.02%
000660.KSSK hynix Inc1.65%
ASML.ASASML Holding NV1.54%
0700.HKTencent Holdings Ltd0.76%
HSBA.LHSBC Holdings PLC0.76%
ROP.SWRoche Holding AG0.65%
SHEL.LShell PLC0.62%
RY.TORoyal Bank of Canada0.61%
NOVN.SWNovartis AG0.59%

Quick verdict

SCHB fits better if you care most about lower fees, stronger 5-year returns, smaller drawdowns and faster dividend growth. VXUS fits better if you care most about more income today and broader diversification. Model the holding inside your real portfolio before deciding.

Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how SCHB vs VXUS fits with the rest of your holdings. Free to start — no credit card required for the trial.

Frequently asked questions

Is SCHB or VXUS better for dividend income?
It depends on your goals. SCHB currently yields 1.04% Trailing Twelve Months (TTM) while VXUS yields 2.37%. Higher yield means more current income per dollar invested, but may come with different risk, growth, or NAV characteristics. Compare total return and payout sustainability — not just the headline yield.
What is the difference between SCHB and VXUS?
Schwab U.S. Broad Market ETF (SCHB) is an ETF listed on AMEX. Vanguard Total International Stock ETF (VXUS) is an ETF listed on NASDAQ. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, SCHB or VXUS?
SCHB has the lower expense ratio. SCHB charges 0.03% a year and VXUS charges 0.05%, a difference of $2 a year on a $10,000 investment.
Which has performed better, SCHB or VXUS?
Over the last 5 years, SCHB has the higher total return with dividends reinvested: SCHB returned 72.5% and VXUS returned 44.9%. Past performance does not predict future returns.
Which is riskier, SCHB or VXUS?
Measured by the worst peak-to-trough decline over the last five years, VXUS has been riskier: SCHB fell as much as 25.4% and VXUS as much as 28.9%. Their betas are 1.03 and 0.92.
How often do SCHB and VXUS pay dividends?
Both pay quarterly. The most recent payments were $0.0809 for SCHB and $0.1562 for VXUS.
How much income does $10,000 in SCHB vs VXUS generate?
At current TTM yields, $10,000 in SCHB would generate roughly $8.68 per month ($104 annually). The same amount in VXUS would produce about $19.75 per month ($237 annually). Actual payouts vary with distribution changes and reinvestment.
Can I hold both SCHB and VXUS?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare SCHB vs VXUS with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how SCHB and VXUS fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.