Dividend comparison
IBIT vs FBTC: Which Is Better?
Fees, yield, total returns, drawdowns, holdings overlap and dividend history for iShares Bitcoin Trust ETF and Fidelity Wise Origin Bitcoin Fund, side by side. Updated October 21, 2026.
IBIT vs FBTC: key differences
The short answer, from the latest data on this page.
- Fees. Both charge about 0.25% a year, so cost is not what separates them.
- Performance. Over the last 1 year, IBIT returned -25.8% versus -25.8% for FBTC, with dividends reinvested. $10,000 would have grown to $7,423 in IBIT and $7,418 in FBTC.
- Risk. Their worst declines over the last 1 year were similar: -53.3% for IBIT and -53.4% for FBTC from peak to trough.
- Size. IBIT is the larger fund with $65.6 billion in assets, against $15.4 billion for FBTC.
Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.
IBIT
—/mo
Yield data unavailable
FBTC
—/mo
Yield data unavailable
Strategy: Bitcoin
Funds that give exposure to bitcoin, either by holding it directly in custody or through futures contracts. Spot funds that hold the same coins differ mainly in fee and trading liquidity, while futures funds carry extra roll costs. None of them produce income on their own.
Bitcoin has fallen more than 70% from its peak several times, and price swings of 10% in a day are not unusual.
Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Jan 11, 2024 would now be worth $17,540 in IBIT and $17,544 in FBTC.
| Period | IBIT | FBTC |
|---|---|---|
| 1 month | 1.50% | 1.50% |
| 3 months | 28.50% | 28.48% |
| Year to date | -5.92% | -5.92% |
| 1 year | -25.77% | -25.82% |
| 3 years | — | — |
| 5 years | — | — |
- IBIT
- FBTC
Both series indexed to 100 on 2024-01-11 using the adjusted closing price series. Past performance does not guarantee future results.
Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
- IBIT
- FBTC
Quick verdict
Compare the metrics above, then add both tickers to a Dividend Wealth portfolio to see combined income forecasts and diversification impact.
Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how IBIT vs FBTC fits with the rest of your holdings. Free to start — no credit card required for the trial.
Frequently asked questions
Is IBIT or FBTC better for dividend income?
Compare yield, payout sustainability, and how each fund or stock fits your income goals. Use Dividend Wealth to model both holdings inside a real portfolio forecast.
What is the difference between IBIT and FBTC?
iShares Bitcoin Trust ETF (IBIT) is an ETF listed on NASDAQ. Fidelity Wise Origin Bitcoin Fund (FBTC) is an ETF listed on CBOE. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, IBIT or FBTC?
They cost about the same: IBIT charges 0.25% a year and FBTC charges 0.25%.
Which has performed better, IBIT or FBTC?
Over the last 1 year, IBIT has the higher total return with dividends reinvested: IBIT returned -25.8% and FBTC returned -25.8%. Past performance does not predict future returns.
Which is riskier, IBIT or FBTC?
Measured by the worst peak-to-trough decline over the last five years, FBTC has been riskier: IBIT fell as much as 53.3% and FBTC as much as 53.4%. Their betas are 2.14 and 2.14.
Can I hold both IBIT and FBTC?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare IBIT vs FBTC with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how IBIT and FBTC fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.
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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.