Dividend comparison

CRCL vs CRY: Which Is Better?

Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Circle Internet Group and GraniteShares YieldBOOST CRCL ETF, side by side. Updated October 21, 2026.

Start freeOpen interactive compareSee pricing
CRCL vs CRY: key differences
The short answer, from the latest data on this page.
  • Risk. CRCL has been the bumpier ride. Its worst peak-to-trough decline over the last 5 years was -80.9%, against -16.8% for CRY.

Bottom line: CRY has the edge on these figures, with smaller drawdowns. CRCL does not lead on any of the measures compared here.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricCRCL
Circle Internet Group
CRY
GraniteShares YieldBOOST CRCL ETF
Payout frequency—Weekly
Last dividend—$0.2450 on Oct 20, 2026
Ex-dividend date—Oct 16, 2026
Price$85.87$15.35
Dividend growth streak—2 years
Beta0.231.40
Max drawdown (5Y)-80.9%-16.8%
Market cap$20.87B$845,613
ExchangeNYSENASDAQ
Expense ratio—1.07%
Assets under management—$1.7M
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

CRCL

—/mo

Yield data unavailable

CRY

—/mo

Yield data unavailable

Strategy: Sector and thematic
Funds that hold a single industry or theme, such as technology, semiconductors, healthcare or energy. Funds covering the same sector can still differ in concentration rules: some cap the largest positions while others let the biggest companies take a quarter of the fund. Sector funds are usually used to tilt a portfolio rather than as its core.

A single sector can fall far further than the broad market and stay down for years, and the largest names often dominate the fund.

Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Jul 13, 2026 would now be worth $13,630 in CRCL and $8,397 in CRY.
PeriodCRCLCRY
1 month-6.44%-9.28%
3 months42.03%-13.08%
Year to date8.28%—
1 year-34.36%—
3 years——
5 years——
  • CRCL
  • CRY
77124170202613684

Both series indexed to 100 on 2026-07-13 using the adjusted closing price series. Past performance does not guarantee future results.

Quick verdict

CRY has the edge on these figures, with smaller drawdowns. CRCL does not lead on any of the measures compared here. Model the holding inside your real portfolio before deciding.

Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how CRCL vs CRY fits with the rest of your holdings. Free to start — no credit card required for the trial.
Start freeInteractive DRIP compare

Frequently asked questions

Is CRCL or CRY better for dividend income?
Compare yield, payout sustainability, and how each fund or stock fits your income goals. Use Dividend Wealth to model both holdings inside a real portfolio forecast.
What is the difference between CRCL and CRY?
Circle Internet Group (CRCL) is a stock listed on NYSE. GraniteShares YieldBOOST CRCL ETF (CRY) is an ETF listed on NASDAQ. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is riskier, CRCL or CRY?
Measured by the worst peak-to-trough decline over the last five years, CRCL has been riskier: CRCL fell as much as 80.9% and CRY as much as 16.8%. Their betas are 0.23 and 1.40.
Can I hold both CRCL and CRY?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare CRCL vs CRY with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how CRCL and CRY fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.