Dividend comparison

BOXX vs GBIL: Which Is Better for Income?

Fees, yield, total returns, drawdowns, holdings overlap and dividend history for Alpha Architect 1-3 Month Box ETF and Goldman Sachs Access Treasury 0-1 Year ETF, side by side. Updated October 21, 2026.

BOXX vs GBIL: key differences
The short answer, from the latest data on this page.
  • Fees. GBIL is cheaper at 0.14% a year versus 0.24% for BOXX. On $10,000 that is $10 a year less in fees.
  • Performance. Over the last 3 years, BOXX returned 14.5% versus 10.5% for GBIL, with dividends reinvested. $10,000 would have grown to $11,446 in BOXX and $11,052 in GBIL.
  • Risk. Their worst declines over the last 3 years were similar: -0.1% for BOXX and -0.8% for GBIL from peak to trough.
  • Diversification. GBIL holds 42 positions and BOXX holds 18.

Bottom line: BOXX fits better if you care most about stronger 3-year returns. GBIL fits better if you care most about lower fees and broader diversification.

Side-by-side snapshot
Trailing twelve-month figures where available. Higher yield is highlighted — not a buy recommendation.
MetricBOXX
Alpha Architect 1-3 Month Box ETF
GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
Dividend yield (TTM)—3.60%
Dividend / share (TTM)—$3.60
Payout frequency—Monthly
Last dividend$0.2906 on Aug 14, 2024$0.2990 on Oct 7, 2026
Ex-dividend dateAug 13, 2024Oct 1, 2026
Dividend growth (CAGR)—56.7% over 3 yrs
Price$118.68$100.03
Beta-0.000.01
Max drawdown (5Y)-0.1%-0.8%
Market cap$14.26B$7.92B
ExchangeCBOEAMEX
Expense ratio0.24%0.14%
Assets under management$14.30B$7.91B
Number of holdings1842
Income on a $10,000 investment
Illustrative only — assumes current TTM yield stays constant. Actual distributions change.

BOXX

—/mo

Yield data unavailable

GBIL

$29.99/mo

$360 /yr at 3.60% yield

Dividend history
Total dividends paid per share in each calendar year.
YearBOXXGBIL
2025—$4.0789
2024—$4.9952
2023—$4.6010
2022—$1.0593
Strategy: Cash equivalent
Funds holding short-dated US government paper, where the objective is that the principal is there when you need it. Yield follows short-term interest rates with a short lag rather than being locked in, so income falls when the central bank cuts and rises when it hikes. Because the underlying holdings are nearly identical across providers, the expense ratio comes almost directly out of what you receive.

There is no growth here by design, and purchasing power erodes whenever the after-tax yield sits below inflation.

Performance
Total returns with dividends reinvested, from the adjusted closing price series. $10,000 invested on Dec 28, 2022 would now be worth $11,897 in BOXX and $11,473 in GBIL.
PeriodBOXXGBIL
1 month0.37%0.02%
3 months1.01%-0.02%
Year to date3.11%0.09%
1 year4.02%0.55%
3 years14.46%10.52%
5 years—15.84%
  • BOXX
  • GBIL
9810912020222023202420252026119115

Both series indexed to 100 on 2022-12-28 using the adjusted closing price series. Past performance does not guarantee future results.

Sector allocation
Weight of each sector within the fund. Sectors are aligned on the same row so the two funds can be read against each other directly.
  • BOXX
  • GBIL
0%25%50%75%100%Cash & Others0.0%100.0%Technology40.1%Financial Services11.3%0.0%Communication Services9.9%Healthcare9.4%Consumer Cyclical8.7%Industrials7.6%Consumer Defensive4.4%Energy3.4%Utilities1.9%Other3.3%

Quick verdict

BOXX fits better if you care most about stronger 3-year returns. GBIL fits better if you care most about lower fees and broader diversification. Model the holding inside your real portfolio before deciding.

Still deciding? Compare them in your portfolio
Forecast dividend income, track payouts, and see how BOXX vs GBIL fits with the rest of your holdings. Free to start — no credit card required for the trial.

Frequently asked questions

Is BOXX or GBIL better for dividend income?
Compare yield, payout sustainability, and how each fund or stock fits your income goals. Use Dividend Wealth to model both holdings inside a real portfolio forecast.
What is the difference between BOXX and GBIL?
Alpha Architect 1-3 Month Box ETF (BOXX) is an ETF listed on CBOE. Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) is an ETF listed on AMEX. Side-by-side metrics on this page cover yield, fees, returns, drawdowns, holdings overlap and dividend history when available.
Which is cheaper, BOXX or GBIL?
GBIL has the lower expense ratio. BOXX charges 0.24% a year and GBIL charges 0.14%, a difference of $10 a year on a $10,000 investment.
Which has performed better, BOXX or GBIL?
Over the last 3 years, BOXX has the higher total return with dividends reinvested: BOXX returned 14.5% and GBIL returned 10.5%. Past performance does not predict future returns.
Which is riskier, BOXX or GBIL?
Measured by the worst peak-to-trough decline over the last five years, GBIL has been riskier: BOXX fell as much as 0.1% and GBIL as much as 0.8%. Their betas are -0.00 and 0.01.
Can I hold both BOXX and GBIL?
Yes. Many income investors hold both to diversify strategy or index exposure. Whether the combination actually diversifies depends on overlapping holdings and factor exposure. Model both inside Dividend Wealth to see combined income, sector mix, and forecast impact.
Where can I compare BOXX vs GBIL with my full portfolio?
Create a free Dividend Wealth account to import or enter holdings, forecast dividend income, and see how BOXX and GBIL fit alongside the rest of your portfolio. A 14-day free trial of Standard is available with no credit card required; a limited Free plan is also available.

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For informational and educational purposes only. Not investment advice. Past performance and current yields do not guarantee future results. Verify figures independently before making investment decisions.