SPY vs TPAY vs XPAY — dividend comparison tool

Compare SPY (State Street SPDR S&P 500 ETF) at a 1.01% TTM dividend yield, TPAY (Roundhill Investments - S&P 500 Target 10 Managed Distribution ETF) at a 3.96% TTM dividend yield, XPAY (Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF) at a 21.05% TTM dividend yield with Dividend Wealth’s interactive DRIP and fundamentals tool.

SPYTPAYXPAY
DRIP Performance Comparison
Live DRIP backtest starting at $10,000
SPY
TPAY
XPAY

*Live backtest using backend DRIP simulation. Range: 2025-08-04 to 2026-08-04.

Best Total Return

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Highest Dividend Income

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Best Avg Annual Return

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Simulation Summary
$10,000 initial investment with DRIP (live)
TickerPeriodStart $End $DividendsStart PriceEnd PriceSharesReturn %
Current Data Comparison
Live fundamental metrics and analyst data
Metric
SPY$747.03
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State Street SPDR S&P 500 ETF

TPAY$53.27
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Roundhill Investments - S&P 500 Target 10 Managed Distribution ETF

XPAY$52.54
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Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF

Dividend Information

Dividend Yield
1.01%
3.96%
21.05%
Annual Dividend
$7.53
$2.11
$11.06
Dividend Growth (5yr)
-
-
-
Years of Growth
16
0
0
ETF holdings & allocation
Side-by-side composition for each ETF in this comparison.

SPY

504 holdings
Technology36.86%
Financial Services12.46%
Communication Services9.71%
Healthcare9.45%
Consumer Cyclical8.92%
Industrials7.63%
Consumer Defensive4.84%
Other10.14%

Top 10 holdings

NameWeight
AAPLAPPLE INC7.65%
NVDANVIDIA CORP7.38%
MSFTMICROSOFT CORP5.24%
AMZNAMAZON.COM INC3.60%
GOOGLALPHABET INC CL A3.06%
AVGOBROADCOM INC2.87%
GOOGALPHABET INC CL C2.46%
METAMETA PLATFORMS INC CLASS A1.85%
MUMICRON TECHNOLOGY INC1.54%
JPMJPMORGAN CHASE + CO1.47%
Top 1037.13%

TPAY

55 holdings
Cash & Others100.00%

Top 10 holdings

NameWeight
4SPY 270312C00033670SPY 03/12/2027 33.67 C57.94%
4SPY 270416C00033180SPY 04/16/2027 33.18 C31.15%
4SPYM 270312C00003330SPYM 03/12/2027 3.33 C6.82%
Top 1095.91%

XPAY

6 holdings
Technology38.54%
Financial Services11.55%
Communication Services9.90%
Consumer Cyclical9.49%
Healthcare8.89%
Industrials8.45%
Consumer Defensive4.52%
Other8.67%

Top 10 holdings

NameWeight
4SPY 270212C00033470SPY 02/12/2027 33.47 C14.85%
4SPY 270312C00033670SPY 03/12/2027 33.67 C12.44%
4SPY 270416C00033870SPY 04/16/2027 33.87 C12.41%
4SPY 270611C00037110SPY 06/11/2027 37.11 C10.88%
4SPY 270716C00036700SPY 07/16/2027 36.7 C10.60%
4SPY 270115C00033210SPY 01/15/2027 33.21 C7.51%
4SPY 261211C00033100SPY 12/11/2026 33.1 C6.91%
4SPY 270514C00036080SPY 05/14/2027 36.08 C5.95%
FGXXXFirst American Government Obligations Fund 12/01/20314.79%
2SPY 260814C000000102SPY US 08/14/26 C0.01 FLX4.57%
Top 1090.91%

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SPY vs TPAY vs XPAY Dividend Comparison | DRIP Tool | Dividend Wealth