SPY vs TPAY vs XPAY — stock comparison tool

Compare SPY (State Street SPDR S&P 500 ETF) at a 0.99% TTM dividend yield, TPAY (Roundhill Investments - S&P 500 Target 10 Managed Distribution ETF) at a 5.54% TTM dividend yield, XPAY (Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF) at a 21.14% TTM dividend yield with Dividend Wealth’s interactive DRIP and fundamentals tool.

SPYTPAYXPAY
Performance Comparison
Total return with dividends reinvested (DRIP) from a $10,000 start — price + income.
SPY
TPAY
XPAY

*Total Return = DRIP (price + reinvested dividends). Range: 2025-09-19 to 2026-09-19. Legend ordered low → high.

Chart metrics: Total Return (%) · Price Return (%) · Portfolio Value ($) · Stock Price · Dividends (Annual) · Dividend Growth (%). Market Cap history is not available yet.

Calendar-year total returns

Side-by-side yearly performance for each ticker (adjusted close ≈ total return)

SPY Total Returns by Year
Calendar-year total returns, including reinvested dividends
Adj. close

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TPAY Total Returns by Year
Calendar-year total returns, including reinvested dividends
Adj. close

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XPAY Total Returns by Year
Calendar-year total returns, including reinvested dividends
Adj. close

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Best Total Return

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No data

Highest Dividend Income

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Best Avg Annual Return

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DRIP Simulation Summary
$10,000 initial investment with DRIP (live)
TickerPeriodStart $End $DividendsStart PriceEnd PriceSharesReturn %
Current Data Comparison
Live fundamental metrics and analyst data
Metric
SPY$761.69
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State Street SPDR S&P 500 ETF

TPAY$53.35
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Roundhill Investments - S&P 500 Target 10 Managed Distribution ETF

XPAY$51.82
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Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF

Dividend Information

Dividend Yield
0.99%
5.54%
21.14%
Annual Dividend
$7.53
$2.95
$10.95
Dividend Growth (5yr)
-
-
-
Years of Growth
16
0
0
ETF holdings & allocation
Side-by-side composition for each ETF in this comparison.

SPY

504 holdings
Technology38.69%
Financial Services12.06%
Communication Services9.50%
Consumer Cyclical9.31%
Healthcare9.28%
Industrials7.75%
Consumer Defensive4.46%
Energy3.48%
Utilities1.98%
Real Estate1.80%
Basic Materials1.68%
Cash & Others0.01%

Top 10 holdings

NameWeight
NVDANVIDIA CORP8.23%
AAPLAPPLE INC7.22%
MSFTMICROSOFT CORP5.59%
AMZNAMAZON.COM INC3.78%
GOOGLALPHABET INC CL A2.99%
AVGOBROADCOM INC2.63%
GOOGALPHABET INC CL C2.39%
METAMETA PLATFORMS INC CLASS A1.97%
MUMICRON TECHNOLOGY INC1.63%
TSLATESLA INC1.52%
Top 1037.95%

TPAY

55 holdings
Cash & Others100.00%

Top 10 holdings

NameWeight
4SPY 270312C00033670SPY 03/12/2027 33.67 C58.49%
4SPY 270416C00033180SPY 04/16/2027 33.18 C31.45%
4SPYM 270312C00003330SPYM 03/12/2027 3.33 C6.91%
Top 1096.85%

XPAY

6 holdings
Technology38.69%
Financial Services12.06%
Communication Services9.50%
Consumer Cyclical9.31%
Healthcare9.28%
Industrials7.75%
Consumer Defensive4.46%
Energy3.48%
Utilities1.98%
Real Estate1.80%
Basic Materials1.68%
Cash & Others0.01%

Top 10 holdings

NameWeight
4SPY 270212C00033470SPY 02/12/2027 33.47 C14.52%
4SPY 270716C00036700SPY 07/16/2027 36.7 C12.47%
4SPY 270312C00033670SPY 03/12/2027 33.67 C12.17%
4SPY 270416C00033870SPY 04/16/2027 33.87 C12.14%
4SPY 270611C00037110SPY 06/11/2027 37.11 C10.65%
4SPY 270115C00033210SPY 01/15/2027 33.21 C7.35%
4SPY 261211C00033100SPY 12/11/2026 33.1 C6.76%
4SPY 270514C00036080SPY 05/14/2027 36.08 C5.82%
FGXXXFirst American Government Obligations Fund 12/01/20314.67%
2SPY 260814C000000102SPY US 08/14/26 C0.01 FLX4.55%
Top 1091.10%

Overlap & differences

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SPY vs TPAY vs XPAY Dividend Comparison | DRIP Tool | Dividend Wealth