SPY vs TPAY vs XPAY — stock comparison tool

Compare SPY (State Street SPDR S&P 500 ETF) at a 1.01% TTM dividend yield, TPAY (Roundhill Investments - S&P 500 Target 10 Managed Distribution ETF) at a 6.47% TTM dividend yield, XPAY (Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF) at a 21.71% TTM dividend yield with Dividend Wealth’s interactive DRIP and fundamentals tool.

SPYTPAYXPAY

Performance Comparison

Total return with dividends reinvested (DRIP) from a $10,000 start — price + income.

SPY

TPAY

XPAY

*Total Return = DRIP (price + reinvested dividends). Range: 2025-11-04 to 2026-11-04. Legend ordered low → high.

Chart metrics: Total Return (%) · Price Return (%) · Portfolio Value ($) · Stock Price · Dividends (Annual) · Dividend Growth (%). Market Cap history is not available yet.

Calendar-year total returns

Side-by-side yearly performance for each ticker (adjusted close ≈ total return)

SPY Total Returns by Year

Calendar-year total returns, including reinvested dividends

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TPAY Total Returns by Year

Calendar-year total returns, including reinvested dividends

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XPAY Total Returns by Year

Calendar-year total returns, including reinvested dividends

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Best Total Return

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No data

Highest Dividend Income

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Best Avg Annual Return

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DRIP Simulation Summary

$10,000 initial investment with DRIP (live)

Ticker	Period	Start $	End $	Dividends	Start Price	End Price	Shares	Return %

Current Data Comparison

Live fundamental metrics and analyst data

Metric

SPY$752.10

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State Street SPDR S&P 500 ETF

TPAY$52.20

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Roundhill Investments - S&P 500 Target 10 Managed Distribution ETF

XPAY$50.21

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Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF

Dividend Information

Dividend Yield

1.01%

6.47%

21.71%

Annual Dividend

$7.58

$3.38

$10.90

Dividend Growth (5yr)

Years of Growth

ETF holdings & allocation

Side-by-side composition for each ETF in this comparison.

SPY

504 holdings

Technology38.62%

Financial Services11.83%

Healthcare9.75%

Consumer Cyclical8.97%

Communication Services8.92%

Industrials8.02%

Consumer Defensive4.75%

Energy3.74%

Utilities2.00%

Real Estate1.72%

Basic Materials1.68%

Cash & Others0.28%

Top 10 holdings

Name	Weight
NVDANVIDIA CORP	7.77%
AAPLAPPLE INC	7.65%
MSFTMICROSOFT CORP	5.92%
AMZNAMAZON.COM INC	3.60%
GOOGLALPHABET INC CL A	2.50%
AVGOBROADCOM INC	2.47%
METAMETA PLATFORMS INC CLASS A	2.07%
GOOGALPHABET INC CL C	2.02%
TSLATESLA INC	1.71%
LLYELI LILLY + CO	1.65%
Top 10	37.35%

TPAY

55 holdings

Cash & Others100.00%

Technology39.18%

Financial Services11.89%

Healthcare10.01%

Consumer Cyclical9.10%

Communication Services8.40%

Industrials7.59%

Consumer Defensive4.72%

Energy3.76%

Utilities2.04%

Real Estate1.76%

Basic Materials1.56%

Top 10 holdings

Name	Weight
4SPY 270312C00033670SPY 03/12/2027 33.67 C	44.71%
4SPYM 270312C00003330SPYM 03/12/2027 3.33 C	26.82%
4SPY 270416C00033180SPY 04/16/2027 33.18 C	24.04%
Top 10	95.57%

XPAY

6 holdings

Technology39.31%

Financial Services11.69%

Healthcare9.75%

Consumer Cyclical9.14%

Communication Services8.92%

Industrials7.49%

Consumer Defensive4.66%

Energy3.73%

Utilities2.02%

Real Estate1.73%

Basic Materials1.54%

Cash & Others0.01%

Top 10 holdings

Name	Weight
4SPY 270212C00033470SPY 02/12/2027 33.47 C	13.42%
4SPY 270716C00036700SPY 07/16/2027 36.7 C	11.51%
4SPY 270312C00033670SPY 03/12/2027 33.67 C	11.24%
4SPY 270416C00033870SPY 04/16/2027 33.87 C	11.21%
4SPY 270611C00037110SPY 06/11/2027 37.11 C	9.83%
4SPY 271015C00038250SPY 10/15/2027 38.25 C	7.95%
4SPY 270115C00033210SPY 01/15/2027 33.21 C	6.79%
4SPY 261211C00033100SPY 12/11/2026 33.1 C	6.25%
FGXXXFirst American Government Obligations Fund 12/01/2031	5.72%
4SPY 270910C00037990SPY 09/10/2027 37.99 C	5.43%
Top 10	89.35%

Overlap & differences

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