SCHD vs SPY — stock comparison tool

SCHD currently yields 3.04% TTM versus SPY at 0.98%. Use the calculator below to compare DRIP total returns and fundamentals side by side.

SCHDSPY

Performance Comparison

Total return with dividends reinvested (DRIP) from a $10,000 start — price + income.

SCHD

SPY

*Total Return = DRIP (price + reinvested dividends). Range: 2025-10-21 to 2026-10-21. Legend ordered low → high.

Chart metrics: Total Return (%) · Price Return (%) · Portfolio Value ($) · Stock Price · Dividends (Annual) · Dividend Growth (%). Market Cap history is not available yet.

Calendar-year total returns

Side-by-side yearly performance for each ticker (adjusted close ≈ total return)

SCHD Total Returns by Year

Calendar-year total returns, including reinvested dividends

Adj. close

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SPY Total Returns by Year

Calendar-year total returns, including reinvested dividends

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Best Total Return

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Highest Dividend Income

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Best Avg Annual Return

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DRIP Simulation Summary

$10,000 initial investment with DRIP (live)

Ticker	Period	Start $	End $	Dividends	Start Price	End Price	Shares	Return %

Current Data Comparison

Live fundamental metrics and analyst data

Metric

SCHD$34.69

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Schwab U.S. Dividend Equity ETF

SPY$769.05

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State Street SPDR S&P 500 ETF

Dividend Information

Dividend Yield

3.04%

0.98%

Annual Dividend

$1.05

$7.53

Dividend Growth (5yr)

Years of Growth

ETF holdings & allocation

Side-by-side composition for each ETF in this comparison.

SCHD

102 holdings

Consumer Defensive20.07%

Healthcare19.33%

Technology15.98%

Energy15.35%

Financial Services9.18%

Industrials7.31%

Consumer Cyclical6.73%

Communication Services5.95%

Utilities0.09%

Cash & Others0.01%

Top 10 holdings

Name	Weight
TXNTEXAS INSTRUMENT	4.40%
PGPROCTER & GAMBLE	4.34%
CVXCHEVRON	4.31%
KOCOCA-COLA	4.30%
COPCONOCOPHILLIPS	4.30%
QCOMQUALCOMM	4.15%
UNHUNITEDHEALTH GROUP	4.14%
HDHOME DEPOT	3.95%
AMGNAMGEN INC	3.90%
PEPPEPSICO	3.86%
Top 10	41.65%

SPY

504 holdings

Technology38.38%

Financial Services11.66%

Communication Services9.84%

Healthcare9.62%

Consumer Cyclical8.80%

Industrials8.00%

Consumer Defensive4.73%

Energy3.64%

Utilities1.96%

Real Estate1.71%

Basic Materials1.66%

Cash & Others0.28%

Top 10 holdings

Name	Weight
NVDANVIDIA CORP	7.93%
AAPLAPPLE INC	7.55%
MSFTMICROSOFT CORP	5.98%
AMZNAMAZON.COM INC	3.89%
GOOGLALPHABET INC CL A	3.05%
GOOGALPHABET INC CL C	2.44%
AVGOBROADCOM INC	2.40%
METAMETA PLATFORMS INC CLASS A	2.35%
TSLATESLA INC	1.57%
MUMICRON TECHNOLOGY INC	1.54%
Top 10	38.69%

Overlap & differences

Ticker overlap by weight, sector tilts, and where one fund is overweight. Open full tool

SCHDSharedSPY

Overlap by weight

Share of portfolio weight that appears in both funds.

# overlapping holdings

SCHD: 16% also in SPYSPY: 16% also in SCHD

SCHD: showing top 100 holdings by weight (of 102) · SPY: showing top 100 holdings by weight (of 504). Overlap counts use this top slice, not the full fund book.

Sector drift (SCHD vs SPY)

Left = heavier in SCHD. Right = heavier in SPY.

SCHD overweight (left)SPY overweight (right)

Search ticker

16 shown

Overlapping tickers


CVX	Energy	Oil & Gas Integrated	4.3%	0.7%	0.7%
PG	Consumer Defensive	Household & Personal Products	4.3%	0.6%	0.6%
UNH	Healthcare	Medical - Healthcare Plans	4.1%	0.6%	0.6%
KO	Consumer Defensive	Beverages - Non-Alcoholic	4.3%	0.5%	0.5%
MRK	Healthcare	Drug Manufacturers - General	3.8%	0.5%	0.5%
HD	Consumer Cyclical	Home Improvement	4.0%	0.5%	0.5%
TXN	Technology	Semiconductors	4.4%	0.4%	0.4%
AMGN	Healthcare	Drug Manufacturers - General	3.9%	0.3%	0.3%
QCOM	Technology	Semiconductors	4.1%	0.3%	0.3%
VZ	Communication Services	Telecommunications Services	3.6%	0.3%	0.3%

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